Is it “safe” to reduce 401k contributions for a few years to accomodate mortgage payments on a forever home? Wife and I are looking to move into a more permanent condo. Current place is a 1 bed, but with a potential kid coming, we’d like at least 2 bedrooms, ideally 3. We make a combined $220k a year, give or take. However, that includes a bonus payment for me, but it is one that I’ve received every year I’ve worked for my company in the full amount. S…