#accidentally

Accidentally contributed too much to Roth IRA. What do I do?

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Accidentally contributed too much to Roth IRA. What do I do? I have a Roth IRA because my parents started it for me when I was 18. I honestly don’t know what I’m doing with it and didn’t realize how complex it was. Well this past year I pulled money from a 403B after I quit with that company and then had to put it in a rollover to get it over to my Roth. I honestly don’t know what I’m doing. I don’t have …

Reddit Personal Finance 733 2025-03-01

Company accidentally funding a 401k without deducting my wages

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Company accidentally funding a 401k without deducting my wages I had originally put in writing that i wanted to sign up for the 401K plan during orientation and was supposed to have a meeting with someone in payroll to set it up but i never did. Suddenly i get a quarterly report of my 401K mailed to me with a balance of a few thousand. 100% vested. my paychecks have never been deducted. What should I do? Ca…

Reddit Personal Finance 1.2k 2025-02-23

My Friend accidentally reported me on discord. Please help. My boyfriend is on here and that’s the only way I can contact him. Please help I can’t lose him he’s one of the only things that make me happy… please help me. I’m having a panic attack

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My Friend accidentally reported me on discord. Please help. My boyfriend is on here and that’s the only way I can contact him. Please help I can’t lose him he’s one of the only things that make me happy… please help me. I’m having a panic attack Help submitted by /u/Celestial_Penguinz

Reddit Social Media 1.1k 2025-02-21

Your brain has a motivation fingerprint – and I accidentally discovered how to read it.

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Your brain has a motivation fingerprint – and I accidentally discovered how to read it. After 3 years of studying personal productivity patterns, I discovered something that changes everything we know about motivation. Key findings: Everyone has a unique “motivation fingerprint” that determines when and how they get motivated It follows a predictable pattern based on: Sleep cycles Eating patterns Previous day’s accomplishments En…

Reddit Social Media 831 2025-02-06

I accidentally dropped my Canon EF 24-70 2.8 L USM. How do I check it properly?

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I accidentally dropped my Canon EF 24-70 2.8 L USM. How do I check it properly? I was changing my lens and i accidentally left my backpack unzipped, on a chair (about knee level). I changed the 24-70 with my 70-200 and left it inside the backpack. When i came back, i took my backpack and the 24-70 rolled off. It fell on the floor (wooden floor). There are no visible issues, the focus works both manual and auto, the aperture…

Ask Photography 770 2025-01-31

Accidentally contributed to trad IRA

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Accidentally contributed to trad IRA I thought I can claim the tax deduction for $7000 traditional IRA and turns out I don’t get tax deduction because my MAGI is too high. Is doing backdoor ROTH my only option now? Thanks. submitted by /u/PurplePegion

Reddit Personal Finance 688 2025-01-30

Accidentally Filed a 1099-R retirement form last year with my taxes

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Accidentally Filed a 1099-R retirement form last year with my taxes Last post was dropped. For the 2023 tax year I apparently filed a 1099R retirement distribution form. I also filled it out stating that I took a $3,000 distribution which I did not because I am not retired. I corrected the 23 tax forms on Free TaxUSA It did not change what I owed should I submit an amended copy? submitted by /u/comeuppins…

Reddit Personal Finance 1.2k 2025-01-25

LPT: If Someone accidentally sends you something embarrassing when meaning to send something else, simply respond “I don’t see it” or “It’s not loading for me” Never mention it again. You save them from embarrassment and save yourself from an awkward situation.

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LPT: If Someone accidentally sends you something embarrassing when meaning to send something else, simply respond “I don’t see it” or “It’s not loading for me” Never mention it again. You save them from embarrassment and save yourself from an awkward situation. Feel free to tell them to delete it and send it again. You probably shouldn’t have that on your phone anyways. Don’t take a screenshot or save it in any way. It’s personal, and they didn’t intend to share it with you. submitted by /u/Ok_Needleworker4388

Life Pro Tips 413 2025-01-15

This wildfire evacuation alert accidentally went out to everyone in LA

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This wildfire evacuation alert accidentally went out to everyone in LA This is the alert that inadvertently went out to everyone in LA County. | Image: The VergeAfter two days of dealing with wildfires that have burned thousands of acres, residents across Los Angeles County received a wildfire evacuation alert on Thursday afternoon that was a mistake. Shortly after, officials sent a follow-up alert saying that the …

The Verge 446 2025-01-10

LPT: towels over hotel doors prevents little kids from accidentally locking themselves in rooms

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LPT: towels over hotel doors prevents little kids from accidentally locking themselves in rooms The header says it all. Little ones can accidentally lock themselves in hotel bathrooms or even in AirBNBs. Throwing a thick towel over the top of the door is a cheap and easy way to save your sanity when your little one is in an unfamiliar place or you need to do a little babyproofing. (Full disclosure: I read this in a parenting magazine in t…

Life Pro Tips 1.1k 2025-01-08

I accidentally used an expired FSA account to pay for my therapy last year. All payments went through somehow. What now?

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I accidentally used an expired FSA account to pay for my therapy last year. All payments went through somehow. What now? Background: I put around $2000 into an FSA account (Alight) at my old job which I left in 2021. I did not understand that all of that money would be forfeit at the end of the year. Seeing that my debit card for that account didn’t expire until 2026, I figured I would use that card for therapy since I had plenty left on it (I thought). Well, acco…

Reddit Personal Finance 829 2025-01-07

I normally do a backdoor Roth IRA, but this year I accidentally put pre-tax dollars from a former 401(k) into my IRA account. What should I do?

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I normally do a backdoor Roth IRA, but this year I accidentally put pre-tax dollars from a former 401(k) into my IRA account. What should I do? Each year, I perform a backdoor Roth conversion (contribute to a traditional IRA then immediately convert the next day to a Roth IRA). This year I messed up. I had ~3.5K pre-tax dollars in a 401(k) account from a former employer that I worked at briefly. They closed my 401(k) account because the balance was so low. In a rush, I just put that mon…

Reddit Personal Finance 1.2k 2024-12-29

LPT: Open a separate savings account for specific goals. Keeping your savings in a dedicated account helps you stay focused, track progress, and avoid accidentally spending it. Many financial institutions let you nickname accounts, making it even easier to stay motivated!

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LPT: Open a separate savings account for specific goals. Keeping your savings in a dedicated account helps you stay focused, track progress, and avoid accidentally spending it. Many financial institutions let you nickname accounts, making it even easier to stay motivated! That’s right, you can open more accounts! Most without additional charges, especially credit unions. Most of the time you can set it up online, or just as the tellers. submitted by /u/Alchemist_Joshua

Life Pro Tips 1.2k 2024-12-24

Accidentally used my HSA for Health Insurance Premiums.

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Accidentally used my HSA for Health Insurance Premiums. A bit of History….I have a company paying 100% of my health insurance premiums and then also acting as my secondary, picking up anything the primary doesn’t cover in the form of a reimbursement. I had an HSA account prior to this arrangement which began January 1st, 2024. So…..throughout the year, the company would deposit the premiums into the…

Reddit Personal Finance 860 2024-12-19

What are some instances of the cast/crew of a show accidentally publicly spoiling the upcoming season?

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What are some instances of the cast/crew of a show accidentally publicly spoiling the upcoming season? This question randomly popped into my head. What are some times this happened, like through social media posts or during interviews for example. One instance I can think of (Better Call Saul spoilers): Bob Odenkirk posted a selfie with Patrick Fabian who had fake blood in his hair! They’d just filmed his death scene. This of course fueled specu…

Reddit Television 753 2024-12-16

Fidelity accidentally sent the wrong wire amount

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Fidelity accidentally sent the wrong wire amount Instead of sending out 24,000, they sent out $240,000 They sent it to my accountant in Canada, so it was an international wire It is now going on three weeks without the funds, the bank in Canada seems to have sent it back and it’s missing What action should Fidelity be taking to rectify this? Fidelity confirms that they made the mistake …

Reddit Personal Finance 660 2024-12-12