93k in unused credit cards Hello all, I have several credit cards with an unused balance of 93,000. I’m trying to figure out whether this has an impact on my borrowing power. I want to buy a second home sometime in the future and just wondered if this would have a negative impact. I like to have a lot of unused credit as no one knows the future but I technically don’t n…

I have over $93k in debt between different things. How do I get out of this hole? Hello everyone, As the title states, I have really dug myself a hole here. Between moving multiple times over the last 2 years and living above my means, I have racked up quite a bit of debt. I am 30 years old. I have never missed a credit card or loan payment since I opened a line of credit at 18. Here is a breakdown of my monthly expenses:   …