#8k

Seeking honeymoon destinations – any location, 8k budget, 17 days, coming from the west coast of the US

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Seeking honeymoon destinations – any location, 8k budget, 17 days, coming from the west coast of the US Just got married (!) and now that wedding planning is done we are starting to think about potential honeymoon destinations. Here’s what we are looking for: Mixture of beautiful scenery and culture – don’t want to lay on a beach the whole time but also don’t want to do city / museums the whole time either Fun party scene (we are in our 30s so no…

Reddit Travel 984 2024-07-25

My mom gave me $8k in cash

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My mom gave me $8k in cash Well, she still has it in her possession in her safe. This money was part of an inheritance she received. She is extremely old school and decided to give me cash. I don’t want to be responsible for $8k in cash. I would like to deposit it at my bank immediately. I know gifts between family members aren’t taxable income, but is there anything we n…

Reddit Personal Finance 657 2024-07-15

I have 6k left in student loans to pay off and 8k in savings. Should I pay it off and be done with it?

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I have 6k left in student loans to pay off and 8k in savings. Should I pay it off and be done with it? The alternative would be the continuation of contributing to my HYSA while slowly chipping away at the student loans like I’ve continued to do for some years. I’m not sure if it’s worth it just to pay off my student loans and be done with it. For context of the question, yes, I will still be able to pay rent and live comfortably until my next pa…

Reddit Personal Finance 1.1k 2024-06-05

Found out i’m 7.8k in debt today.

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Found out i’m 7.8k in debt today. I got mail today saying that 200 dollars has been taken from my tax return, linked to me the university I was in a year ago. Called them and they redirected me to a debt collector who then told me that I am in fact 7.8k in debt from one semester at a state university. My FAFSA forms didn’t go through and they had been calling my mother to try an…

Reddit Personal Finance 804 2024-05-07

How can I pay off 8K credit card debt?

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How can I pay off 8K credit card debt? Please be kind, I am seeking advice, not snark. Unfortunate life events happened, and now I have 6k on one card and 2k on another, both have 29%APR. I make $2,200 a month after taxes and healthcare. My rent is $580/month (I share a one bedroom with my partner) $30 a month for internet $60 a month for my phone plan (actual phone is a super old …

Reddit Personal Finance 1.2k 2024-05-07

Insta360’s first 8K camera comes with a removable lens guard

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Insta360’s first 8K camera comes with a removable lens guard The Insta360 X4 is the latest action camera from Insta360.Insta360 has launched its latest 360-degree action camera, the X4. The most obvious upgrade that the $500 camera offers over its predecessor, the X3, is the ability to shoot video in 8K at 30 frames per second. That extra boost in resolution and detail may come in handy for watching actio…

The Verge 1.1k 2024-05-06

My car had full coverage, was totalled, and was valued 8k less than is owed on the loan.

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My car had full coverage, was totalled, and was valued 8k less than is owed on the loan. So my vehicle was totalled, the insurance company has valued it 8k less than we owe on the loan. My husband is the only one on the title, not me, and wants to just default on the payments and just settle with a collector. Is there any other way to go about this? If we keep paying the monthly is 640 (I know high, but not an issue when he was able…

Reddit Personal Finance 976 2024-04-25

Current car broke down, found a used car for ~$8K cash, is it worth it financially or should I find a new car with 0% APR (Hyundai right now) and eat the high monthly payments ($600+)?

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Current car broke down, found a used car for ~$8K cash, is it worth it financially or should I find a new car with 0% APR (Hyundai right now) and eat the high monthly payments ($600+)? The vehicle is a 2022 Acura ILX Premium Package with 21,000 miles for $8k because of door damage and has a reconstructed title – the carfax shows no structural or mechanical damage. The driver side door is crumpled from a car crash but the car is otherwise in great condition – fixing the door I estimate $2k or so in repairs with the towing inclu…

Reddit Personal Finance 444 2024-03-29

8k hospital bill after insurance

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8k hospital bill after insurance Hello! I had an emergency c section, with a prolonged hospital stay (longer than normal after c section) and baby was in the nicu for 3 weeks. Because she wasn’t in for 30 days or longer, Medicare won’t cover it (I was told by a hospital rep that babies in nicu longer than a month get automatically covered by Medicare in our state). I have the b…

Reddit Personal Finance 434 2024-02-12

I’m 24 years old and I’m in 8k of credit card debt.

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I’m 24 years old and I’m in 8k of credit card debt. Let me start out by saying that I get I am not in the worst situation possible, but I feel as if I am drowning in debt, I just need to know how to approach this. I just got approved for a 8000$ personal loan at a rate of 12% over my card interest rates of 28.5%. 36 month payoff at 313/month. Southwest credit card: 5800 Bal WILL NOT ALLOW BALANCE…

Reddit Personal Finance 899 2024-02-07

Receiving ~8k from life insurance policy from father

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Receiving ~8k from life insurance policy from father My father passed away a few weeks ago and I received his life insurance policy. It was not much; just enough to cover funeral expenses and having the aforementioned 8k left-over. I am planning to use it to pay off the following: Credit card debt: 2500 Dental bill: 900 Excise tax: 400 This will only leave me around 4k left-over. I do not have an …

Reddit Personal Finance 455 2024-02-01

Car needs 8k in repairs, still owe 7k on it.

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Car needs 8k in repairs, still owe 7k on it. I have a 2015 Hyundai Tucson and the engine seized a couple weeks ago, the dealership is trying to get a new engine approved through the warranty but as of right now they don’t know its chances of approval so I’m planning on the worst seeing that I don’t have extensive oil change records since it was being changed at home up until last year. Tho…

Reddit Personal Finance 1.3k 2024-01-21