$8500 debt consolidation, what’s the best route? I’m looking to consolidate my credit. Simple. I make my payments on time, my credit is 750+ but I want to do away with my current credit and get on track before it snowballs the wrong way. Personal loan? – This seems like a solid option. Looking for a way to consolidate my credit cards and just pay a solid sum within a quick 20 months with a muc…