Is $2500 rent on $80k in NYC too crazy? Salary is actually $75k with a $5k relocation package. It’s for a growing startup so I expect to be making more next year than this year, but I’m not sure how much more. After tax and after rent I’ll have about $27k for food, utilities, student loans ($29k total), and any other expenses. Probably will have very little to invest after everything….

40k high interest debt, 80k in individual stocks Hey r/personalfinance, looking for some opinions here and to make sure I understand the math. I currently have about 40k in a personal loan at 15.6%. I have about 80k split between two individual stocks that I earned through varios RSU/ESPP from previous jobs. They are both big name tech stocks. I have about 200k in 401ks. I’m 36. My question:…

I have about 80k cash that I don’t know what to do with Right now it’s in a HYSA with 4.5% interest along with my emergency fund. I want to eventually buy a house if interest rates drop, but it would need to be a crazy 08 type of situation for me to be completely prepared to buy. Given that this is highly unlikely to happen, I am leaning towards investing most of it in my brokerage account at fidelit…

25 with $80k to invest. What to do? Hi all, I’m a chef who’s recently received some inheritance, around $80,000 USD. I’m wondering what advice people have for investing and growing my money, while maybe treating myself too. I earn $32,000 a year so budgeting is usually pretty tight, but I’m debt free and curious what people suggest to do with the money Thanks submitted by …

60k v 80k per year, how much of the difference is it really in the US? I have a learning disability and these things have always been difficult for me. I currently earn $59,980 a year. I have an offer to earn $82,400 a year. There are a lot more challenges and I would be taking a moderate risk if I accept the new job. I don’t know how much of a difference earning the $20,000 more per year would actually make in my …

What to do with 80K in your 20s I’m 25, I work as an accountant (tax/auditor) for the last 3 years or so. over that time I have managed to save 80K. I really want to be a business owner and start something on my own. I’m very entrepreneurial minded and do not mind working heavy hours. So far I have tried a few drop shipping sites with no luck, doing some swing trading which is…

Bitcoin May Rally to $80K on Triangle Break: Technical Analysis Bitcoin’s recent triangular consolidation has ended with a bullish breakout, price chart shows.

Father passed and left the house and a little bit of money. Will probably total 80K. What do we do? Hello everybody, my father recently passed and we have his house and some money in the bank that he left. We have all the paperwork that transfers the deed to us. We aren’t worried necessarily about the legal or anything like that. We have that pretty much buttoned up. However, being that, we’ve never really come up on a chunk of money like this…

I have a brokerage account with $80K in it, but I have no idea what to do with the money/would like to optimize if possible. Hello all, Thank you in advance for any help with my situation, as I am truly clueless and appreciate any help at all. I am here to learn first and foremost. Here is some background on this account. I am 33 years old, and my uncle opened it for me around when I was born through Wells Fargo. Throughout my life the money grew, and I remember whe…

How I Set Up The Plumbing In My New $80k Home submitted by /u/Homestead_

I Built A House For Less Than $80k submitted by /u/Homestead_

May come into inheritance of 80k or so. Was thinking of putting it into Vanguard VT fund and leaving it there till I retire in 30 years Ya as the title reads may get about 80k and was thinking of just putting it in Vanguard VT and forgetting about it. Right now I max out my 403b each year at work and have enough put aside in emergency savings. I don’t think my yearly income allows me to also do a Roth IRA but I am not sure. Does leaving it all in VT sound like a decent strategy?…

Just found out my terminally ill 78 yr old FIL has 80k in credit card debt. Is bankruptcy an option? My 78-year-old FIL was diagnosed with stage IV lung cancer just a few months ago. We don’t know how much time he has left, but given his rapidly declining health, we are trying to prepare and arrange for the best possible care while he’s still with us. He has experienced numerous extreme ups and downs and has been in and out of the hospital twic…

28 with a business and 80k in savings I recently opened a pizzeria at 27 years old. @ 28 i now have 80k in savings. What is best advice to double money or investment Business strategy for future? I am not married nor have kids. Should i put some in traditional Ira? Stocks? My credit is fair due to credit card debt. submitted by /u/EMoney9522

Young and dumb what to do with 80k?? I recently found out that I will be receiving an inheritance from a distant family member of 80k. I didn’t grow up with money and work two jobs while I’m in my senior year of college. I was lucky enough to get a full ride and have no debt. What should I do with the money? I know Roth IRA’s with you can only put a couple thousand in a year and th…

Through the pandemic and recession, I’ve racked up almost $80k in credit card debt and am unsure where to go from here. Edit: Thank you to those that gave helpful advice. I realize there are other roots that this stems from that I have already been working through so once this is resolved or is at least more manageable, it doesn’t happen again. But the pandemic did greatly exacerbate the issue for a number of reasons. I’m looking into getting a second job and ho…

31, 80k in debt and no savings. Not good with money at all, is the smartest move to move back home despite feeling so behind? Laying it all out there – I’m 31. I have 80k in debt and about 1k in my savings account that fluctuates between 1k and 0 depending on my expenses. I’ve never been good with money. I grew up poor and wanted nothing more than to not worry about money. I spent my 20s studying, working, and networking. I landed a job making 150k a year that I blew s…

$80k what would you do with it? I have $80k in cash in a HYSA. Could it be put to better use? Thought about investing in real estate but interest rates are outrageous and in my area can’t find anything to buy with $80k down. submitted by /u/anon67499

I went from $40K to $80K. Help me figure out what student and auto debt to prioritize. I’m currently enrolled in the PSLF program with 7 applicable payments. Payments are approx $150/mo (determined before my raise). I have $30k in student loans that are going to be consolidated for approx 4.5% interest. This cost is for a bachelors and masters degree at public uni. Hopefully for doctorate when financially steady. I have an auto lo…

26 years old with over 80k in debt, over $2000 in monthly minimum payments. Idk which option to get out easiest Hello all I’m so embarrassed to be admitting my current financial situation, as only 2 years ago I had a 830 credit score, no unsecured debt, owned a home, had 2 new vehicles and was saving for retirement. Long story short I got myself in to deep in an abusive relationship that had me dropping money left in right for my safety, covering property…