#7k

Monthly spending 7k, help

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Monthly spending 7k, help Male 33, married with 1 toddler. Mortgage was paid off years ago by a windfall. Looking to see if we are extremely wasteful. Our monthly spending is about 6-7k on credit card. We also set aside another 1k a month for property taxes. The breakdown for the credit card is: 1000 on groceries (food only) 1000 on amazon (most all of it household/toile…

Reddit Personal Finance 259 2023-08-20

About $7k in credit card debt. Hard to not use the credit card at the same time because I feel like I have a cash flow problem

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About $7k in credit card debt. Hard to not use the credit card at the same time because I feel like I have a cash flow problem First, definitely have a spending problem if my credit card keeps getting so high, but at the same time I feel like I don’t over spend on too many things. About me: 27 years old, after my 401k, insurance, ESOP, taxes, I take home $1,370 biweekly. So let’s say 2,740 monthly. Car and insurance are $370. I split rent with my girlfriend which is $6…

Reddit Personal Finance 136 2023-07-06