My interest rate was 16.29% with a credit score of 780 I recently went to see an odd dealership to go look for a cheap 2009 Toyota Prius I wanted. The car is only $5,780. The salesman wasn’t even there and texted me through the phone about the deal. I put $2,500 down. He said the price would be $5,865 and quoted me 16.29% interest rate, and said the payments would be $153.36. I have a credit score o…