I’m 28 with $75k in savings that are just sitting in my bank account. What should I do with them? I’m almost 29 years old (not in the US, nor am I American), and I have $75k in the bank in my savings account with no loans or debt. I haven’t invested any of it, it’s pretty much just sitting there. My job pays relatively well, and I’ve made a savings plan that will give me an additional $50k-60k in the next 12 months, bringing my total to ~$1…

27 years old with around 75k in total savings. I’m currently 27 with around 75k in total assets. I have roughly 45k in a hysa, a few grand in other accounts, 20k in my 403b, and 5k in crypto. I’ve had my current job for about 10 months and my base salary is around 80-85k not including overtime which can bump me all the way up to six figures. I live at home paying my parents only a couple hun…

Found over 75k cash in father in law’s house My father in law is getting up there in age, and when cleaning his house this weekend his family found a large sum of cash. They are still counting, but at least 75-100k. He worked construction and got paid for years in cash. We want to put this at least in a bank account and possibly invest it, I guess I’m looking for any advice on how we shoul…

Some advice would be greatly appreciated. (Best option for 75k worth of expenses) Hey everyone, I have a quick question for you. My mom and I own a home together (due to fathers passing) in SoCal (appraised at ~950k) with a 425k mortgage ballance. She needs some dental surgery and we need a new rook which should come out to around ~75k. She doesn’t have much in way of liquid funds. I am currently considering a HELOC as well a…

Would you move to California for a 75k bonus in pay? I’m finishing school in Jersey shortly. I got told if I wanted to get an increase in pay I could go to California my trip would be paid for. My pay would go from 79k to 154k for base pay only. I would still be able to receive bonuses and all the overtime I wanted. If I work as much as I do now I could go up to about 220k/yr. My conundrum is I ow…

Senior in College with 75k job lined up after graduation. Anxious for what comes next. Hello everyone! I am 21 years old, and about to graduate college this may. I have a job lined up for 75k a year with benefits after I get my degree. I currently don’t have any bills to pay: no student loans from scholarships, car is paid off, parents are covering my insurance costs until I can work full time. I will have to find an apartment as …

Any reason I shouldn’t pay 22k more to my mortgage over the next year to save 75k in interest and knock off 40months on its term? Basically I wondering if there is a better place to put that 22k. As far as I can tell, if I put that 22k toward the mortgage, it will save me 75k in interest and knock of 40months on the length of the loan. Of course it’s possible to turn that 22k into more than 75k in the next 40months, but anything as sure fire as putting it down on the mortg…

Help me decide: continue paying 7.490% interest on HELOC (owe $75K) or sell vested RSU (worth $75K) to pay off I have no problems paying the ~$400-$600 monthly payments. I live below my means, but a goal of mine was to sell off RSUs to pay off the HELOC ASAP. I’m asking because I’m not super great at investing my money when it comes to non-retirement funds. I know everyone talks about placing money in HYSA or index funds, but those rates of return are si…