#6k

My paid off, 2014 car needs $6k worth of work. Should I get it repaired?

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My paid off, 2014 car needs $6k worth of work. Should I get it repaired? 2014 VW Passat TDI 2.0 with 100,000 miles. The emissions warranty will expire at 120,000 (they don’t make these diesels anymore). Just found out it has a blown transmission ($3,695), and the timing belt which was just replaced in 2021, is already potentially needing replaced again ($2400). There are a few misc things that probably total $1,000. …

Reddit Personal Finance 181 2023-10-04

Please everyone have an emergency savings. I had to spend 6k extra this month and it’s annoying but it’s not a big deal

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Please everyone have an emergency savings. I had to spend 6k extra this month and it’s annoying but it’s not a big deal I had 6 months of an emergency fund but this month both of our cars needed major maintenance work (both of our cars are paid off so this is worth it) and our water heater went out. What my point is I’m tracking our expenses and I’ll have to pull 6k from savings which is ass but without it I’d be screwed, please please budget for this guy’s. It’s…

Reddit Personal Finance 165 2023-08-18

Yesterday, my wife asked her school when she will get her Pell Grant, today they hand her a check for 6k and tell her to immediately deposit it and give it back to the school tomorrow.

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Yesterday, my wife asked her school when she will get her Pell Grant, today they hand her a check for 6k and tell her to immediately deposit it and give it back to the school tomorrow. We were relying on the grant, that’s why she asked about it yesterday. Today the person she spoke with kept writing random numbers on a paper and telling her she owed the entire Pell Grant even though her student loans covered it all. She said she didn’t understand, and they acted like she was an idiot and said have your husband call. So, I defi…

Reddit Personal Finance 146 2023-08-11

$2.6k take home per month. Single 30yrs old. Only checking’s account. What to do?

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$2.6k take home per month. Single 30yrs old. Only checking’s account. What to do? Throw away account cause embarrass a bit to post on personal account but need help in direction. ‘Just finished paying my car loan and my student debt. $30k in Credit Union Checkings Account. $600 in rent. ‘Living with housemates. This includes all utilities, internet, water, etc… Car insurance is $70/month, phone is $60/month, and opting not…

Reddit Personal Finance 227 2023-07-30

Child is starting college in the fall. After exhausting all scholarships they will need roughly 6k per year to cover expenses (tuition/room and board). We can pay cash but should we?

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Child is starting college in the fall. After exhausting all scholarships they will need roughly 6k per year to cover expenses (tuition/room and board). We can pay cash but should we? Child is starting college in the fall. After exhausting all scholarships they will need roughly 6k per year to cover expenses (tuition/room and board). We have the means to pay the tuition bill comes due each semester but is this the best approach? Under normal circumstances, I would not consider taking on debt but federal student loans seem a l…

Reddit Personal Finance 229 2023-07-18

Traded In-Lease early, Dealership is blowing up phone saying I owe $6k in Damages, not sure if scam

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Traded In-Lease early, Dealership is blowing up phone saying I owe $6k in Damages, not sure if scam Hello, I recently went to the dealer and traded in a leased vehicle early for a new vehicle from the same dealer. 3 days after signing all the paperwork they started blowing up my phone saying there’s damages that cost $6k and I need to pay or put it through my insurance. Is this legit? I don’t see why I would pay for a car they bought back off …

Reddit Personal Finance 239 2023-07-11

Roth IRA: settlement account never invested. Contributed 6.5k, but fast forward to today: 6.6k??

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Roth IRA: settlement account never invested. Contributed 6.5k, but fast forward to today: 6.6k?? In Jan, i put my money into my Roth IRA and forgot to buy index funds with it. However, 6 months later, I not only have 6.5k, I now have $100 more in it, totalling me to 6.6k in my settlement account Where did the extra 100 come from? My account shows reinvest dividends and gains already. Does the brokerage account give me interest income or som…

Reddit Personal Finance 208 2023-07-09