#6k

Over $6k medical bill in collections from an involuntary psychiatric hold. I have no idea how to remedy this.

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Over $6k medical bill in collections from an involuntary psychiatric hold. I have no idea how to remedy this. A couple of years ago, I was placed on an involuntary psychiatric hold at an emergency room. Later on, I received two separate medical bills from that stay, one for approximately 5k, and the other for around 1k. From what I understand, patients are not responsible for hospital bills for involuntary mental health holds in my state, but now that t…

Reddit Personal Finance 1.2k 2024-07-26

21yo. 6K in savings. How can I start safely building credit?

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21yo. 6K in savings. How can I start safely building credit? I got a savings account and a debit card when I was 18. Skipped college. The reason being my grades were as bad as a drug addicted high schoolers grades can be. No financial aid would give me guaranteed debt for life and I didn’t have a single career in mind. However, I still think it was the right choice. Fast forward to today. I have 6K in sa…

Reddit Personal Finance 1.1k 2024-07-14

18, 6k/mo – self employed, no expenses

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18, 6k/mo – self employed, no expenses Im 18, live with my parents, and make ~6k/mo. Just paid off my car, so no expenses. Currently have about 13k saved up. This is more money than I made at my old job, and I’ve never had savings before, so I’m not quite sure what to do with it. Is it as simple as throwing it all into a high yield savings acc and calling it a day? I have CapOne and …

Reddit Personal Finance 453 2024-06-28

$30K in CC debt, just received a $6K bonus

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$30K in CC debt, just received a $6K bonus Im 26 and over the past few years I’ve accumulated over $30k in credit card debt with terrible interest rates. Ive recently received a $6K bonus from work that I want to put towards paying down my debt but not sure what’s the best method. I put a list of of my debt and interest rate below, Im thinking of either paying off my Apple debt completel…

Reddit Personal Finance 1.1k 2024-06-27

Mirrorless Body and Lens Recommendation For Mainly Wildlife and a budget of 5k-6k with lenses?

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Mirrorless Body and Lens Recommendation For Mainly Wildlife and a budget of 5k-6k with lenses? Can I please get recommendations for a mirrorless camera system for a beginner photographer? I am in the mindset of buy once, cry once, so I have a budget of $5000 – $6000 with the camera body, a macro lens (for wildflowers, butterflies, and spiders), and a lens for birding and other wildlife. I go out birding three times a week and I always wis…

Ask Photography 521 2024-06-12

~$6k in CC debt. What do I do?

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~$6k in CC debt. What do I do? Hi all, I’m a recent college graduate. During my time at college, I racked up pretty hefty credit card debt. I always paid the monthly minimums on time, mainly because I couldn’t afford to pay off more. My plan was to wait until I graduate and pay it off as quickly as possible, but I’m wondering if there are alternative solutions to my situati…

Reddit Personal Finance 1.1k 2024-06-09

I have 6k left in student loans to pay off and 8k in savings. Should I pay it off and be done with it?

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I have 6k left in student loans to pay off and 8k in savings. Should I pay it off and be done with it? The alternative would be the continuation of contributing to my HYSA while slowly chipping away at the student loans like I’ve continued to do for some years. I’m not sure if it’s worth it just to pay off my student loans and be done with it. For context of the question, yes, I will still be able to pay rent and live comfortably until my next pa…

Reddit Personal Finance 1.1k 2024-06-05

Is it worth buying my neighbor’s Honda Odyssey for $5-6k with 180k miles for our growing family?

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Is it worth buying my neighbor’s Honda Odyssey for $5-6k with 180k miles for our growing family? My wife and I are expecting our first child, and we’re considering buying our neighbor’s Honda Odyssey to have a reliable vehicle for getting around town, especially for taking the other kid to sports, the baby to daycare, and errands. The minivan has 180,000 miles on it, but the extra space would be great for our family. Our neighbor is asking …

Reddit Personal Finance 1.0k 2024-06-04

What’s a cheap place to travel? That possibly out of the country. (Budget 6k or under)

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What’s a cheap place to travel? That possibly out of the country. (Budget 6k or under) So I want to take my dad on vacation. He never been out of the country before aside from when we moved from Vietnam to here. Our family alway been poor but now that I have a decent paying jobs I want to take him to see the world. He’s in his early 70s and I don’t know how much time I have left with him so I want to take him out of the country a…

Reddit Travel 1.1k 2024-05-21

6k debt how do I get out of the hole

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6k debt how do I get out of the hole As the title states, I went a little crazy with spending on my credit cards. They’re almost all maxed out. 1. $5000 2. $400 3. $800 I have bills I pay: Rent: 750 Insurance: 120 Health bill (ER visit): 750 Gym: 200 Phone: 130 I net around $4000 a month give or take. I can pick up extra shifts which I have been doing. I have a 401k with 9,000 And…

Reddit Personal Finance 885 2024-03-04

Someone at capital one apparently entered data incorrectly and now I’m missing $6.6k

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Someone at capital one apparently entered data incorrectly and now I’m missing $6.6k 3 days ago I was attempting to purchase some concert tickets and my card was declined. I’d made some transfers to my brokerage account that day and hadn’t re-budgeted so I assumed I needed to transfer from saving to cover it. I went into my accounts to transfer and the app (capital one) tells me I have an insufficient balance. I have a balance o…

Reddit Personal Finance 447 2024-01-09

$6k for travel and unsure where to go, any ideas?

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$6k for travel and unsure where to go, any ideas? I’ve seen such great advice on this sub, I figure I’d share. I’ve been indecisive about where to go on a trip in 2024. Here are some things we (husband and I) enjoy: – Food (love trying new food, finding hole-in-the-wall restos) – Culture (exploring small towns, going to museums, learning new things) – Quiet Places (we aren’t big city people, th…

Reddit Travel 633 2023-11-10

15k in CC debt – approved for $6k 0% APR card

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15k in CC debt – approved for $6k 0% APR card Seeking advice to pay off credit card debt. I have the following balances on my credit cards (all 29% APR) Amex $10,182.57 BOA $4808.25 I just got the chase slate card because it has 0% APR for the first 18 months, but was only approved for $6,000 credit line. What is the best plan to utilize this 0% APR and really take a chunk out of my credi…

Reddit Personal Finance 595 2023-11-03