I have $683 of debt to a collector (CGI Credit Guardian), I have money to pay right now, but how? I went travel few months but forgot to talk to the gym about it, and they considered it as contract break so they canceled my membership and offer an huge amount $683. Because I didn’t have enough money in my bank then so they sold it to the collector. The amount is only $683, I can pay for it, but I am not sure how to make everything perfectly …