#65

Sell crypto at 65% cumulative gain or VOO at 8.5% cumulative gain to pay off 0%APR credit card debt once the promo period ends?

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Sell crypto at 65% cumulative gain or VOO at 8.5% cumulative gain to pay off 0%APR credit card debt once the promo period ends? I have about $30K in BTC/ETH and about $12k in VOO in a taxable brokerage account. I have about $20K in credit card debt that is currently in 0% promo periods that is set to expire by the end of the year. There’s a reasonable chance that I’ll be able to pay it all off before interest starts accruing with just my regular paychecks/self employment…

Reddit Personal Finance 476 2024-07-05

I have federal student loans at interest rate of 3.65% (average) with 8 years of pmt left. Should I pay them off now?

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I have federal student loans at interest rate of 3.65% (average) with 8 years of pmt left. Should I pay them off now? My question is- should I pay these off immediately if I can? I can definitely afford the monthly payment of $178, but also have the money to pay them off. I get 4.2% interest on the money I have in my savings. I max out Roth and put a good amount into 401k, have $30,000 in savings and I contribute $2,200 a month to my savings as well. I’ve alr…

Reddit Personal Finance 1.3k 2024-07-04