#5k

I am 21 yr old college student with $5K worth of CC Debt

( www.reddit.com )

I am 21 yr old college student with $5K worth of CC Debt I am a full time engineering student, I am taking close to 20 credits this quarter (my school does a 10 week quarter and not the usual 15 weeks semester therefore it is very stressful and I have little room to breathe) when I am not in school I work, but I make very little, my debt was mainly racked from school necessities like Pearson subscript…

Reddit Personal Finance 826 2023-12-17

Freshman in college. Through summer work and saving I’ve managed to get about $8.5k to my name. What should I do with it?

( www.reddit.com )

Freshman in college. Through summer work and saving I’ve managed to get about $8.5k to my name. What should I do with it? Hello! I’m currently a freshman in college and am wondering what I should do with the cash I’ve saved up. I’ve already invested about $300 of it into the stock market, but I’m not sure what I should do with the rest of it, currently I’m just trying to save it. Any suggestions? submitted by /u/NetSurfer156

Reddit Personal Finance 886 2023-11-29

A beginner upgrading from old dslr. Budget under $1.5k AUD

( www.reddit.com )

A beginner upgrading from old dslr. Budget under $1.5k AUD Im new to photography coming from someone who uses phones (and digital point and shoot camera for years), and I have been practising photography with my dad’s old Canon 600d dlsr. I’ve been using it for 6 months and feeling good about how cameras work and the basic technicalities. Now I’m thinking of buying myself a newer model camera to upgrade…

Ask Photography 1.1k 2023-11-24

I have 6.5k in student loans – should I just pay in full?

( www.reddit.com )

I have 6.5k in student loans – should I just pay in full? I have $6,445.47 in student loans. I made a few payments during the pandemic and I’m kicking myself for not paying when there were 0% interest rates for so long, One is a direct unsubsidized loan of $2,000 – the balance is currently $1,711.96 with an interest rate of 4.530% (Fixed). The second is another direct unsubsidized loan of $5500 – the p…

Reddit Personal Finance 1.3k 2023-11-23

5k credit card debt, struggling to pay off car, and 22 years old

( www.reddit.com )

5k credit card debt, struggling to pay off car, and 22 years old Hey there everyone I am 22 and have 5k in credit card debt that I’m struggling to pay off with BOFA. I know it’s not much to pay off but I work around 20-28 hours a week and get payed bi-weekly around 800-1,100 each check depending on how many hours I worked. Im also going to college and was getting financial aid that would me pay off some thing…

Reddit Personal Finance 738 2023-11-03

9.5k in credit card debt at 15%. Worth it to balance transfer?

( www.reddit.com )

9.5k in credit card debt at 15%. Worth it to balance transfer? I finally ran the numbers on my budget that has been hanging over me and some not so great spending habits and I could pay down my credit card in the next 18 months with about 600/month but I’d pay about 1.1k in interest. It seems clear that an 18 mo 0% balance transfer is clearly a good idea but I don’t want to miss something silly. I’m at 69%…

Reddit Personal Finance 1.2k 2023-10-30

LPT: Moving long distance 1000k + miles and are too scared to drive a Uhaul? Don’t want to pay 5k+ just to move? Can wait 8 days for your stuff? THIS IS FOR YOU!

( www.reddit.com )

LPT: Moving long distance 1000k + miles and are too scared to drive a Uhaul? Don’t want to pay 5k+ just to move? Can wait 8 days for your stuff? THIS IS FOR YOU! If you’re like me, you’re poor af and are terrified of driving. Fortunately you’re in luck (if you have around 2k to spare) Uhaul’s Ubox delivery service. Call them and get it set up. I just did a move from Ohio to Florida, and with the cost of distance + helpers, my bill was only $1800. This is what most scam hauling services will charge you in…

Life Pro Tips 1.1k 2023-10-13

I have a 5k student loan from Nelnet that I have no clue as where it came from.

( www.reddit.com )

I have a 5k student loan from Nelnet that I have no clue as where it came from. I will preface this by saying I’ve contacted Nelnet myself last year and they told me I have no debt in their system, yet I got an email this morning saying that my first month billing statement is ready (after the forbearance everyone got apparently). I took a personal loan through Wells Fargo when I began my college education, so I have no ide…

Reddit Personal Finance 158 2023-10-04

Why ‘Couch to 5K’ Doesn’t Work for Everybody

( lifehacker.com )

Why ‘Couch to 5K’ Doesn’t Work for Everybody The “Couch to 5K” program has gotten tons of people started with running. It starts off light, has a structure that’s easy to stick to, and you graduate with the ability to finish a common race distance. But the plan also has its drawbacks, and it’s not the only way to start running. Here’s what you should know before… Read more…

Lifehacker 242 2023-10-02

I’m 16 and have 12.5k in the bank… what should I do with my money instead of letting it lay around and not grow?

( www.reddit.com )

I’m 16 and have 12.5k in the bank… what should I do with my money instead of letting it lay around and not grow? So… I’ve worked at a grocery store for about 1.5 years and have saved 12.5k my money just sits around right now not making any money…. What should I do, keep in mind I don’t want to do anything that locks your money up in case a good opportunity arises and I have to use the money to purchase something. submitted by /u/DannyHenningfeld

Reddit Personal Finance 126 2023-09-28

Is it a good idea to put $6.5k from scholarship money into Roth IRA?

( www.reddit.com )

Is it a good idea to put $6.5k from scholarship money into Roth IRA? So I have around 30k in financial aid money and scholarships. I went to a community college and got a free ride to a top 10 public university in the U.S. for engineering. I’m 21 and just opened a Roth IRA and wanted to max out the 6.5k contribution now. Is it a good idea to use my college money into this? If no, let me know why. If yes, how do I…

Reddit Personal Finance 190 2023-09-27

Taxes and insurance raised my mortgage from 2.5k to 3.5k per month

( www.reddit.com )

Taxes and insurance raised my mortgage from 2.5k to 3.5k per month Floridian here. As the title says, I’m taking a beating on my monthly mortgage payment. I bought my house at the end of 2021 and got a 3.2% rate on a 460k mortgage, which was pretty good I thought. Everyone has heard about Florida insurance costs going up, and with rising property values my taxes are out of control too. I’m spending more than ha…

Reddit Personal Finance 155 2023-09-13

Samsung’s ViewFinity S9 5K Display Launches in the U.S.

( www.macrumors.com )

Samsung’s ViewFinity S9 5K Display Launches in the U.S. After briefly going up for pre-order on Amazon last week, Samsung’s new ViewFinity S9 5K Display is now officially available to order from Samsung and Amazon in the United States. The Samsung ViewFinity S9 is one of the few 27-inch 5K displays on the market, going head-to-head with the Apple Studio Display in offering ideal pixel density for fu…

Mac Rumors 190 2023-08-28

I have 5k in debt, with 5200 in savings

( www.reddit.com )

I have 5k in debt, with 5200 in savings I recently started a business and had to take on some debt in order to start it off. On a personal line of credit I currently have 3200 at 8.9% APR, and 1700 on a business card at 16.49% In my savings, I have 5200~ Currently, every paycheck I dump a considerable amount into each account to reduce them as quickly as possible, ranging from 250-40…

Reddit Personal Finance 188 2023-08-28