#5k

I want to transfer 15k dollars between accounts, but my account has an ach limit of 5k. Can I do 3 transfers without getting into trouble?

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I want to transfer 15k dollars between accounts, but my account has an ach limit of 5k. Can I do 3 transfers without getting into trouble? I want to transfer 15k dollars from my payroll card to my bank’s checking account, but the daily transfer limit is 5k. Would I be able to transfer 5k three different times without getting in trouble since it may seem like structuring which is illegal? submitted by /u/PearScape

Reddit Personal Finance 1.2k 2024-07-27

Idk what to do, 5k in debt and i cant even budget to save myself

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Idk what to do, 5k in debt and i cant even budget to save myself Hey so im in just heaps of debt, i have one part time job and no place seems to hire me, and the money that comes in just isnt enough at all, i currently live with my friend right now and havent payed him rent for 2 months now and i just feel horrible, idk what to do i tried getting loans but none of them will take me because my credit is too ba…

Reddit Personal Finance 406 2024-07-25

What to do with 5k as a college student with minimal expenses

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What to do with 5k as a college student with minimal expenses I am about to enter college. I am lucky enough for my parents to be paying for tuition, room and board, a meal plan, as well as health insurance and phone bill because I am still on their family plans. This means that my expenses are close to zero, probably just being a little bit of extra food because I don’t think the meal plan will completely…

Reddit Personal Finance 979 2024-07-23

5.5k Europe School Band Trip Vs. Solo Eastern Europe W/ same budget?

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5.5k Europe School Band Trip Vs. Solo Eastern Europe W/ same budget? Hi y’all! I’m graduating university soon, and want to travel to Europe. I have an opportunity to go with my college band to perform in Germany, France, and Austria, in the cities of Munich, Freiburg Im Breisgau, Ettenheim, Strasborgue, Salzburg, Schladming, and Innviertel. We will see the Notre Dame and Neuschwanstein Castle for example. The tr…

Reddit Travel 643 2024-07-19

College student with 5k in savings and a 18.5k loan at 14% – should I pay off as much of the loan as I can now or just pay off the interest?

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College student with 5k in savings and a 18.5k loan at 14% – should I pay off as much of the loan as I can now or just pay off the interest? So unfortunately I didn’t realize that the loan was charging me interest right now (my mom, who cosigned the loan, told me it was deferred until graduation). The interest payments are around $200/month right now. I have my savings in a HYSA at 4.5% right now. Obviously I wouldn’t want to spend everything on the loan, I was thinking maybe 3.5k? A…

Reddit Personal Finance 942 2024-07-18

22-year-old with 5.5K USD

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22-year-old with 5.5K USD Hi everyone!! I was recently gifted 5.5K by an older family member (love u grandma) and would like to be financial smart about what I do with this money. I made similar money as a bartender a few years back, but used it to be financially independent for a few months in my first semester of university. I am graduating this upcoming year and would…

Reddit Personal Finance 522 2024-07-16

Should I pay off my 3.5k total debt and where should I be putting my savings?

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Should I pay off my 3.5k total debt and where should I be putting my savings? I have really good credit and very little debt, but don’t make great money. Credit score is about 820, total debt is about 3.5k and I have 14k saved with a goal to get to 20 by the end of the year. I only make 21.50 hourly with my full-time job, but have a side gig that brings in about $850/mo and have another 1k/mo stipend from a family friend….

Reddit Personal Finance 450 2024-07-16

20-Year-Old College Student with $5k Saved

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20-Year-Old College Student with $5k Saved Hello, I am a 20-year-old currently entering my fourth year of undergraduate studies at my local state school. I am double majoring in two STEM-related degrees in the engineering and technology sectors. For context, I have no tuition payments for both fall and spring semesters as I have financial aid and scholarships that cover any expenses. Add…

Reddit Personal Finance 977 2024-07-16

I need a 5k loan for a car but no idea where to begin.

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I need a 5k loan for a car but no idea where to begin. So basically, I’m looking to buy a car from a private seller off of Craigslist or something as opposed to from a dealership. I don’t have the best credit. I need a reliable way to and from a new job, but can’t afford to buy a little beater out of pocket at this moment in time. Borrowing money from family isn’t really an option, most of my family…

Reddit Personal Finance 1.1k 2024-07-15

Worth moving away from my “dream condo” to save $5K a year, or am I sacrificing too much convenience?

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Worth moving away from my “dream condo” to save $5K a year, or am I sacrificing too much convenience? I’m having a bit of a dilemma. I wouldn’t call myself a penny pincher, but I do value saving whenever I can. I’m 23, I have $52K across various savings, retirement (+ employer match), and brokerage accounts. My total savings comes to roughly ~2.3K/mo. Base salary is about $75K. $20K student debt. I do live in a VHCOL area, so my current one bed…

Reddit Personal Finance 344 2024-06-29

Debt paid today 5k out of 20.5k

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Debt paid today 5k out of 20.5k Hello everyone, I paid my 5k out of 20.5k and to be honest I am feeling kinda motivated and relieved. Any advice how I can pay off 15.5k fast as I am doing secondary job to pay off my debt. This 15.5k is all credit card payments Thanks in advance submitted by /u/Beautiful_Rip2139

Reddit Personal Finance 499 2024-06-22

What to do $5k savings a month.

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What to do $5k savings a month. My wife is getting a new job that will allow us to max 401ks, pay extra on the mortgage, pay down high interest student loans, and save $5k a month. With all this in mind, where should we put the savings. Currently considering dumping it into our hysa that has 5.16% interest. submitted by /u/doread38

Reddit Personal Finance 1.2k 2024-06-14

Alogic Unveils 5K 27-Inch Touchscreen Display and More

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Alogic Unveils 5K 27-Inch Touchscreen Display and More Alogic today introduced several new display options that it plans to ship out later in 2024, including a 5K 27-inch touchscreen display, several ultrawide displays, and portable touchscreen monitors. The Clarity Touch 5K 27″ UHD Monitor has a resolution identical to that of the Studio Display or the LG UltraFine 5K, but with the added benefit o…

Mac Rumors 613 2024-06-12

Mirrorless Body and Lens Recommendation For Mainly Wildlife and a budget of 5k-6k with lenses?

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Mirrorless Body and Lens Recommendation For Mainly Wildlife and a budget of 5k-6k with lenses? Can I please get recommendations for a mirrorless camera system for a beginner photographer? I am in the mindset of buy once, cry once, so I have a budget of $5000 – $6000 with the camera body, a macro lens (for wildflowers, butterflies, and spiders), and a lens for birding and other wildlife. I go out birding three times a week and I always wis…

Ask Photography 499 2024-06-12