Should I sell securities in my taxable account to fund my Roth 457b? Hi all, this is my first post. 23M in the midwest. I have $52,000 worth of securities, primarily single stocks and some ETFs in a taxable brokerage account that I’ve owned since I was 18. I’ve contributed to this account little-by-little with money from part-time jobs I had in high school and college and have made a pretty decent return since th…

New job offers 403b and 457b Hi All – I am looking to roll over my 401k ($19k) into a 403b or 457b. I have read a lot of people going for 457 and was actually about to sign up. I called my new employer and learned that they do not contribute to the 457b plan. But they do contribute, double my input, up to 10% with the 403b plan (I sign up for 1%, they contribute 2%, etc.) …

457b withdrawal to cover moving expenses? Hi all. I’ve recently accepted a job and will be moving soon. Salary will go from 53k to 101k. Only problem, having lived paycheck to paycheck so long, the cost of moving is going to wipe a good chunk of my emergency fund/savings. I have a 457b and 401a with 10k and 6k respectively in them. I understand once I separate from my employer I can wi…

457b plan, regular brokerage, or IRA I (54M) am a California public school teacher looking to add to my retirement via 457 plan. I already max out my 403b. It looks like my only choice is through our financial services company with an offering from Security Benefits. The fees are high; 0.85% management fee plus the limited selection of mutual funds having expense fees over 1%. I’d …

457b vs. S&P 500 Investing I am currently employed and have about 19 years until retirement. I work for the city and have a pension through the CalPERS program. The earliest I can retire is 19 years, but to make out my pension, I have about 26 years. In my pension plan, I currently have about $148k. I also have a 457b plan through my city of employment. I have been contri…

Help deciding between 401(a) and government 457b New government job, they take an automatic percentage (around 8%) per check for a pension and match that. On top of that, they offer the option for a 401a and pre tax 457b. However, they don’t contribute to either. I only have 90 days to decide a percentage for the 401a, or if I want to contribute at all. After that, it’s locked permanently. Th…