#44k

44K in Credit Card Debt-How Screwed Am I?

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44K in Credit Card Debt-How Screwed Am I? I have somehow done it and am in serious credit card debt (over 44k). I live in an expensive city and make roughly 61K per year. My take-home pay is $3602 per month. Close to half of this goes to rent. I live by myself in a one-bedroom, older garden-style complex (this is one of the better deals in town, even compared to roommates). I’m increas…

Reddit Personal Finance 1.1k 2024-07-11

Using a 401k loan to pay of 44k of credit card debt?

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Using a 401k loan to pay of 44k of credit card debt? Due to my negligence and life’s up and downs (going from double to single income, temporary housing costs, increased home payments, emergency car repairs, being stupid early on), I have backed myself into an extremely tight corner with $44k credit card debt and $5k in useable savings to help pay it off. As of now, $23k of it is on a card that I’…

Reddit Personal Finance 261 2023-08-17

Medically retired from the navy. 29 years old with 100 percent va disability making roughly 44k a year nontaxed.

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Medically retired from the navy. 29 years old with 100 percent va disability making roughly 44k a year nontaxed. What would yall do if you were in my position? I will receive 100 percent va disability for the rest of my life, (44k untaxed), free health insurance etc. I have a net worth of around 150k, I’m currently receiving an extra 1000 a month from my gi bill to go to college and finish my bachelor’s and masters in psychology for the next few years, but…

Reddit Personal Finance 183 2023-08-05

Could use some honest advice about getting out of being stuck living at home at 30 with 44k in debt

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Could use some honest advice about getting out of being stuck living at home at 30 with 44k in debt As the title states I’m not sure where to go. I have a pet that I’ve paid over 6k in medical bills this year and have decided to possibly put down this week since I completely drained my account and can no longer give him treatment. I’m 30, just graduated from college last year, worked for about 5 years in a low paying full time job before gradu…

Reddit Personal Finance 160 2023-07-10