How to find traveling buddies in your 40s? I had no issue finding friends to travel with in my 20/30s but in 40s everyone seem to be focused on their own life priorities. I appreciate any tip you may have to find ppl I can trust travelling with? I don’t need to share accommodation with ppl, but will very much appreciate to share the experiences with some ppl. Thanks in advance for your t…

Has anyone made a big career change in their 40s? I’m curious how it affected your retirement savings. I currently work in analytics making approx. $120,000/year plus 10-15% annual bonus. Before the pandemic, I decided I couldn’t handle corporate office life anymore so I went back to school to become a mental health counselor, LPCC. I completed just under half of the required classes before the pandemic. Once the classes went remote, I decided to…

unsure how to get ourselves caught up –early 40s, but just starting career, 3 kids, high cost of living, no savings to speak of… advice appreciated Would love some practical advice on how to get ourselves to adulting levels of personal financial management coming late to the game ..it is a long backstory: married (41, husband 43). I was self-employed for 13 years until I went back to school 5 years ago, he has been self-employed for the last 10 years. We have three kids: ages 15 (shared cus…

Advise for someone feeling lost in their mid 40s Thanks in advance everyone. This is not easy for me, so I would appreciate cutting me some slack and not calling me out for my past mistakes. Just looking for some basic advice on what you would do in my place to save my future\retirement while still enjoying life. I am 46, M, live in LA. I just spent the last 6+ years climbing out of a very de…

Gaten Matarazzo Says a ‘Stranger Things’ Fan in Her 40s Told Him ‘I’ve Had a Crush on You Since You Were 13′ in Front of Her Daughter; He Replied: ‘That’s Upsetting’ submitted by /u/MarvelsGrantMan136

What are the differences in the type of adventures you get into as traveler in your 20s vs your 40s? Do you do different activities, do you go to different types of places, etc submitted by /u/real-cruces25

Brother passed in his 40s. Any to-do list to follow? Passed away in texas leaving behind wife and kids. Is there a list tha summarizes all that needs to be done and in the correct sequence to help his family out? submitted by /u/Prof-Crypto

seeking advice for investing in my late 40s Hello, I’ve read the flow chart but still wanted to solicit input from you folks as far as how to prioritize my financial trajectory for the next 20 years. I’m in my late 40s, make $120k/year before taxes, have about $200k saved in a company sponsored 401k I contribute 15% to, and have about $40,000 in savings, which more than covers 6 months …

Most beautiful and lasting songs of the 30s/40s? I’m looking for suggestions for the best, most essential, most beautiful songs and compositions of this era, the stuff that stands the test of time. It can be any style or genre or part of the world. I’m interested in any early 20th century suggestions, but I’m particularly interested in the 30s/40s era. Blues? Jazz? Pop songs that would become …

I am in my Early 40s and Struggling w/ Long-term planning. Turned 43 recently and struggling with planning for my families long term future. I have low debt, good cash reserves and lots of equity in my home. I should be content with this but am always cash heavy and risk averse. Salary 116k. Wife is part time and pays for food and random stuff for our children. House – 1200 payment and owe 110k. House i…

After a lifetime of bad financial decisions I am now saving money each month. Prior to this I had no savings, no 401k. What would be the smartest investment strategy? I am in my 40s. I’m saving roughly four thousand a month right now. Also, I am a U.S./Canadian (dual citizenship) expat who currently lives and works in China. Due to US tax laws, IRAs are out of the picture for now. submitted by /u/new_being_here

LPT – start asking and RECORDING your parents about their lives and their families TODAY. Dementia shows up in people’s 50s, 40s and sometimes even 30s. By the time you realize it, it will be TOO LATE. The very phone you are mostly likely reading this upon can record both video or just audio (I would suggest audio – video can make some uncomfortable), so USE IT. You might not give a shit now, but one day your spouse or kids are going to ask you about long lost grandparents, cousins or that aunt who moved to India. Or you yourself will start t…

In my early 40s, I am worried about retirement with 70K only in my 401k. I am in my early 40s and my 401k balance is currently under 70K due to poor financial planning and job changes. While I 200K annually, I am worried about my retirement savings. My stock portfolio has crashed by 50% and I’m down $5K from my peak of $20K in November 2021. Thankfully, I have an emergency fund that can cover me for the next 8-12 mon…

Is renting into your 40s a poor financial decision? I’m 32M and my wife is 36F, we are dual income no kids and no plans to have kids. We both work remotely and make a comfortable living in the US, $~200k annually. We are planning on moving out of Denver later this year when our lease ends. We both have nomadic personalities and have no interest in settling down in one place or growing roots anyti…