#40k

Should I create a secondary bank account? (40k cash savings)

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Should I create a secondary bank account? (40k cash savings) Hi r/personalfinance, 29M, currently saved up around €40k in one bank (one financial institution) and I’m a bit worried that if someone were to have access to that one login, they could wipeout all my money. I’m not sure if the european bank guarantee covers hacking, fraud and that kind of stuff if that were to happen. Therefore, I had a questio…

Reddit Personal Finance 637 2024-02-05

The tale of Warhammer 40K: Rogue Trader plays out in the newest pre-launch trailer

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The tale of Warhammer 40K: Rogue Trader plays out in the newest pre-launch trailer A tactical role-playing game, Warhammer 40K: Rogue Trader will offer players many options, and maybe visits from an Inquisitor. No one expects the Inquisition Coming up fast is yet another game based on Games Workshop’s Warhammer 40K universe. Fortunately, and like some others of late, this one’s looking pretty good, and serving up something gen…

Brutal Gamer 1.0k 2024-01-02

Irresponsible to buy a $40k car, or am I a tightwad?

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Irresponsible to buy a $40k car, or am I a tightwad? I (37m) am a car person. I love cars and spend an inordinate amount of time researching cars that I will never buy. My style is usually sub $10-15K cars in great condition that have already hit the bottom of the depreciation curve. I love the feeling of having no car payments. I love the fact that if my car were to be set on fire, it would hardl…

Reddit Personal Finance 905 2023-12-05

40k saved. Married, 29yrs old. 2 kids. In Southern California. Don’t know what to do.

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40k saved. Married, 29yrs old. 2 kids. In Southern California. Don’t know what to do. We are tired of paying 2.3k monthly of just rent and Utilities for an apartment. Ridiculous. We have no car payments. I make about 50k a year and wife makes about 25k. We are currently planing on buying a house but understand the market is so high. So we are stuck. We don’t have any kind of investments or side business to make extra. It seems li…

Reddit Personal Finance 1.0k 2023-11-30

I am in 40k debt. Please give me advice on what to pay off first.

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I am in 40k debt. Please give me advice on what to pay off first. I am working multiple doubles a week to have a bit of extra income a month to put towards my credit so I can pay them off faster, even if it’s a year faster. I want to go back to school but I can’t until I lower my debt. I just don’t know which ones to pay off first. I was in the hospital for a month so I have medical expenses as well. I was ver…

Reddit Personal Finance 837 2023-11-13

What to do with 40k inheritance?

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What to do with 40k inheritance? Started a decent career late in life, but am pretty decent with money and cheap as hell. I do 401k up to match and maximize Roth IRA. I make about 66k a year in a fairly stable job, no car payment. I have 80k left on a mortgage at 3.25% close to 50 years old. I have about 45k in a vanguard retirement account, and 20k in 401k, and 45k in a Roth…

Reddit Personal Finance 992 2023-10-17