Rollover 401k into 457b, 403b, 401a, or Roth IRA? I am a dummy when it comes to retirement accounts. I am sure this question has been asked and I’ve tried googling it, but I’m struggling with information overload. I have a 401k from a former employer that I would like to rollover. New employer offers 457b, 403b, and 401a. No 401k. Which one should I roll over the funds into? I technically can’t…

I have a small 401a and large 403b. Should I withdraw the 401a? Long story short is the company contribution to my 401a is no longer continuing. My base yearly company contribution is now going into my 403b. The 401a has a little over $8k in it and won’t get any more contributed to it since the new policy. My 403b has a healthy amount ($100k+) and I contribute to it. That is reaching the IRS max of $24k a y…

Previous company gave me a 401a (still have) that I didn’t qualify for As the title states my previous company would give a 401a at the three year mark, however, I only worked there 1 year. I have had it the entire time and it’s been sitting in my fidelity account for coming on three years now. Is there any chance this could disappear or be taken away? Can I try transferring it to my current 401k? Any advice is wel…

Former job emptied out my 401a. I worked a non-profit from Dec 2020 to Dec 2023. Just shy of three years. Last week they took back all of their contributions in my 401a, totaling 20k. Vesting is 3 years. I was told during orientation that we were lucky to be hired in Dec 2020 because ALL of 2020 would count as year 1 for vesting purposes. So technically I should have been vest…

Are the limits separate for 401a, 403b, and IRA? My work (state government) has a forced&matched 401a that I don’t control the amount of (6% from me). I also contribute to a 403b and am looking to max that out this year. (Also maxing out an HSA with HDHP). My question is: can I also put money into an IRA? It’s not anything offered by my work, but can I open one with Fidelity or Vanguard or who…

Leaving job with a pension for one with a 401a. Leaving current job with pension that is not vested. I am currently planning on leaving my current job for one that pays a significant a significant amount more and has more room for growth. The only problem I that I currently am under a pension that I have been contributing 13.5% to for the past 8 years. I would not be vested until 10 years how…