#4000

20 Years Old, No Savings, 4000 in grant refunds

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20 Years Old, No Savings, 4000 in grant refunds I am 20 years old and I live with my parents who are low income. I work a 14 an hour job ~32 hours a week and pay 400 a month to my parents which includes my car insurance. I have a paid off 2007 Dodge car I got for $1000 and I’m not sure its gonna last another 1 or 2 years without major fixes. My credit score is good. I am Y3 in community colle…

Reddit Personal Finance 533 2024-06-18

Hospital sent bill for $700 then sent new bill for $4000, how do I handle?

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Hospital sent bill for $700 then sent new bill for $4000, how do I handle? Back in April, I had a medical test done at a local hospital. The doctor I had been seeing has their own office, but they only do this test at the hospital they also work out of. Prior to the test, the hospital called me to confirm my information (DOB, Insurance, etc) and told me that the cost would be $700. The week after the procedure, I rece…

Reddit Personal Finance 1.1k 2024-05-30

Student in Need of Advice on Where to Find a Small Personal Loan of $4000 Due to Hardships

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Student in Need of Advice on Where to Find a Small Personal Loan of $4000 Due to Hardships Hey everyone, I (20F) am a college student currently facing some financial difficulties due to an unexpected family emergency. I was working but had to stop 2 weeks ago because of my situation. I need to find a small personal loan of $4000 to help cover some expenses such as rent and tuition. My financial aid is maxed out unfortunately šŸ™ I’ve n…

Reddit Personal Finance 1.2k 2024-05-28

want to defer $4000+ of my paycheck a month, is this way too crazy?

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want to defer $4000+ of my paycheck a month, is this way too crazy? – Single, 29, no kids, living with parents with very low expenses, and in July started a job as state employee making low six figures. Figured I can minimize a ton of taxes by contributing into Deferred Compensation. 457b allows penalty-free withdrawals anytime after you leave your job. – Want to contribute majority of my paycheck, like >50% aka…

Reddit Personal Finance 474 2023-12-24

I was just hit with a $4000+ ambulance bill from AMR after over three years of not hearing from them. This is going to kill me.

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I was just hit with a $4000+ ambulance bill from AMR after over three years of not hearing from them. This is going to kill me. Short story first, in the midst of the beginning of the pandemic I had a medical emergency and was forced to take an ambulance to the treatment facility, a few cities over. At the time I had United Healthcare through a former employer who continued healthcare coverage for all employees who were laid off because of the pandemic. I paid my medica…

Reddit Personal Finance 229 2023-10-09

Unemployed with almost $4000 in 401k

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Unemployed with almost $4000 in 401k I’m currently job searching after leaving my part time and full time jobs (different time frames, different reasons. We don’t have to talk about why I don’t have a new job yet) My rent is about $1900 after utilities, one credit card at $340 and another at $550. Savings is $6000 or so, $420 car payment. I get $1400-2000 per month from a stable fr…

Reddit Personal Finance 159 2023-07-23

Is it dumb to temporarily go in the red ~$1500 per month for an ESPP that would net me $4000 extra each year

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Is it dumb to temporarily go in the red ~$1500 per month for an ESPP that would net me $4000 extra each year Basically I have an ESPP through my company that allows up to $1000 per paycheck to be taken out and purchase stock in the company at a 15% discount. The stock is purchased at the end of each qtr and can be sold immediately. Currently my expenses are around $2700-2900 each month and my income is $3300 per month (or $3575 if you spread out the 2 …

Reddit Personal Finance 253 2023-07-22