#40

The latest Apple TV 4K is $40 off, which is a discount we seldom see

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The latest Apple TV 4K is $40 off, which is a discount we seldom see The third-gen Apple TV 4K is one of the best streaming devices you can get, even if you’re not an Apple user. | Image: Chris Welch / The VergeFrom The Acolyte and House of the Dragon to the 2024 Paris Olympics, there’s going to be plenty to stream this summer. Luckily, if you want to upgrade your setup in preparation for the busy entertainment s…

The Verge 670 2024-06-04

I’m 40 and just obliterated my savings to pay off my house. What’s my next move?

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I’m 40 and just obliterated my savings to pay off my house. What’s my next move? Me – 40m, income about 80k a year depending on OT, live in a LCOL area. Been at my current job for 8.5 years and I’m hoping to retire from it in 18-19 years. I’ll probably keep working part time somewhere after retiring, in a job that’s easier on my body than my current one. Assets and finances: I own a house worth about 200k. I just (as of last…

Reddit Personal Finance 1.0k 2024-06-04

I’m 40 and I’m addicted to renting rooms. Am I messing up my retirement?

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I’m 40 and I’m addicted to renting rooms. Am I messing up my retirement? I graduated with $120k of debt a few decades ago and got a job in a VHCOL area. Wanting to pay down my debt as fast as possible, I rented rooms to keep expenses low and save 30-60% of my paycheck. I was very stressed from having student loans so I worked hard to pay off my debt in three years. It was such a relief, and I enjoyed the freedom that…

Reddit Personal Finance 951 2024-06-03

Crippling debt, about to lose 40% income

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Crippling debt, about to lose 40% income In mid 2020 my marriage fell apart, due to severe depression and isolation, I have gotten seriously addicted to gambling as the means to cope. 42 now, in 3 years I have completely destroyed my life and finances. Lost all 401K, one terrible decision led to another and I currently have $120K in high interest debt. All my credit cards are maxed out…

Reddit Personal Finance 1.3k 2024-06-02

Looking for personal retirement advice. I’m about to turn 40 with $68K in my 401K.

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Looking for personal retirement advice. I’m about to turn 40 with $68K in my 401K. I’m almost 40 years old. Married with 2 children (age 10 and 11) and I am currently working for a company that offers the traditional 401K. They match 50% of your contributions up to 6%. The rate of return on average is 7% per year. They also offer Roth IRA and after-tax contributions. Currently I am contributing 10% pre-tax to my 401K. I want t…

Reddit Personal Finance 440 2024-05-31