#375

Should I Throw Extra Money at my 6.375% Mortgage?

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Should I Throw Extra Money at my 6.375% Mortgage? I’ll try to make this as simple as possible (or as simple as thing type of thing can be). We just moved into our home late last summer and put down a nice large downpayment and we are wondering if we should be throwing our extra money toward our mortgage or putting it into savings. I am 37 and my wife is 33 and we have no children (don’t plan to…

Reddit Personal Finance 847 2024-07-14

Booking.com lied to the Visa dispute team and won’t give me my refund of $375

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Booking.com lied to the Visa dispute team and won’t give me my refund of $375 A while ago I made a refundable hotel reservation through Booking.com that I later cancelled within the allowed time frame to get my money back. A few weeks go by and the refund doesn’t show up on my credit card (Capital One) so I call Booking’s customer service. Rep said that their system indicates they already sent out my refund, so I need to …

Reddit Travel 1.2k 2024-05-05

Folks telling me to not to buy a house because of high interest rates (6.3%) while I have a lower interest rates (3.375%) but isn’t it contradictory?

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Folks telling me to not to buy a house because of high interest rates (6.3%) while I have a lower interest rates (3.375%) but isn’t it contradictory? Folks telling me to not to buy a house because of high interest rates (6.3%) while I have a lower interest rates (3.375%) but isn’t it contradictory since e.g. COVID drove up the home price because of lower interest rates? If I buy at a high interest rate couldn’t I just refinance if it ever drops and also benefit same time on the effect of less…

Reddit Personal Finance 391 2024-04-18