#35k

Best personal loan options for 35k in credit card debt?

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Best personal loan options for 35k in credit card debt? I looked at debt consolidation loan but those Practices seem to wreak havoc on credit score and relationship with CC company long term. I’m looking for a fixed personal loan to basically balance transfer. Balance transfer cards are out of the question since there’s no way to know how much I’m approved for until After I’ve been approved, AND, I d…

Reddit Personal Finance 376 2024-07-13

Mother who lives with me is in 35k debt

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Mother who lives with me is in 35k debt Good Morning, 41 single male here who has a mortgage on a house I have, a car payment and other bills. Have a little money in the bank but not a ton of liquid cash. I had my mom move in during covid to help her out. Little to my knowledge she has racked up 35k worth of credit card debt while living here. This is a big issue for me since it was n…

Reddit Personal Finance 572 2024-07-02

Would I be able to buy a $30-35k car in cash in my situation?

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Would I be able to buy a $30-35k car in cash in my situation? I’m 25, and my current car is slowly on the decline needing more and more repairs than its really worth. Currently at $65k/yr at my job. I still live at home and plan to for at least a few more years with how terrible housing and rent is in my area. I pay all my own bills but don’t have many expenses and all of my hobbies are pretty cheap so I’m…

Reddit Personal Finance 670 2024-07-01

LPT – Get to know your neighbors. It may save you $35k!

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LPT – Get to know your neighbors. It may save you $35k! When I was in my 20s living alone and renting. I didn’t really bother to know my neighbors. Then in my 30s and having worked from home during the pandemic I got to know my neighbors quite well. Boyfriend installed security cameras since I was home alone a lot and he worked late. Well those cameras have helped stopped more than a dozen car break …

Life Pro Tips 720 2024-06-11

What to do as the beneficiary of a 35k 401k

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What to do as the beneficiary of a 35k 401k My mother passed away and I am one of the beneficiaries of her 401k, my split is around $35,000. What is the smartest/ most tax advantaged move to make with it? I don’t currently have a 401k of my own, but am going to be starting a new job this month that matches up to 3% of my contribution. I do have a Roth IRA through Fidelity with about $16…

Reddit Personal Finance 747 2024-06-09

$35k in CC Debt, and no idea what to do. Please Help

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$35k in CC Debt, and no idea what to do. Please Help (26 year old) Let me start by saying yes I know I’m an idiot, I put myself in this situation by just overspending and acquiring liabilities while my credit was still great but since then it’s gone to complete shit (last time I checked it was around 500 but honestly I’m too terrified to look anymore.) My family has never been great with money and…

Reddit Personal Finance 1.1k 2024-02-05

27 yo $35k Credit Card Debt needs help

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27 yo $35k Credit Card Debt needs help Hi I have cumulated 35k of credit card debt. Current monthly income is $3600. Living with parents. No car payment. No student loan. Basically no major expenses. Average $200/month on gas. Have been cutting down on most expenses like going out to eat, clothes, entertainments. Current credit card APR rate is 24.24%. Payments have been current. Cu…

Reddit Personal Finance 1.3k 2024-02-04

My wife of 11 years has racked up 35k in credit card debt.

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My wife of 11 years has racked up 35k in credit card debt. The title speaks for its self. Unbeknownst to me she has 6 credit cards and two loans that she has been hiding for years. It officially got so out of control she finally came clean. I love my wife dearly and want to get through this with her . I’m just about as financially illiterate as can be. I’m a chef and the biggest cc balance I have ever …

Reddit Personal Finance 526 2023-11-28

Is it possible to live alone making 35k-40k remotely a year? (More details in post)

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Is it possible to live alone making 35k-40k remotely a year? (More details in post) I’m (M22) planning to move from home hopefully late next year and trying to see what expenses I need to plan/save for and expect. Roommates are NOT an option; long story short this is because of personal preferences and other mental health reasons which is why I’m trying to move out as fast as possible. Here’s my current financial situation: I s…

Reddit Personal Finance 158 2023-08-19

Student Loans Debt 35k altogether

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Student Loans Debt 35k altogether I have around 8k of saline may loans at 8.35% interest, and I have around 27k of student public loans of subsidize and unsubsidized loans I wanted to see if this was a good plan, I had enough to pay 3k of my Private student loans today and by next month I’m thinking try to pay 1,500 to 2k on it again, when interest starts to occur on the public …

Reddit Personal Finance 137 2023-07-28

Job recently hired me full-time w/benefits and pay raise. Went from making ~$15k/yr to ~$35k/yr. Where do I begin for budgeting and so on? Details in post.

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Job recently hired me full-time w/benefits and pay raise. Went from making ~$15k/yr to ~$35k/yr. Where do I begin for budgeting and so on? Details in post. I’ve (30F) been working various part-time and seasonal jobs over the years, especially after graduating college with a BFA in Graphic Design and minor in photography in Dec 2020. One job has been me working part-time as a graphic designer for a non-profit since 2017 (started as an intern). This job recently hired me full-time with benefits and a…

Reddit Personal Finance 199 2023-07-27

22 no debt 35k savings 750 credit score

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22 no debt 35k savings 750 credit score I will be graduating college in may. I want to know what i can do with my money. Should i save for a house and rent it? I’m fine with living at home. Put all the money in retirement account? I’ll be making about 80k out of school. Just want some ideas for ways to get a good start because i know how important these years can be long term. I don’t…

Reddit Personal Finance 163 2023-07-25

Advice please I am Poor, making 35k a year, but coming into 60k in a few weeks….

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Advice please I am Poor, making 35k a year, but coming into 60k in a few weeks…. I am very overwhelmed as to what to do. I have to move out of my sisters in October. I want to get my car paid off and some smaller debts I want to pay my car insurance for half a year I would like to put away 10k in some sort of high yield CD or something. I don’t have anyone in my life where I can get advice from I am also very impulsive…

Reddit Personal Finance 183 2023-07-12