Making 32k a year at age 33 and starting feeling desperate – any advice? I’m 33 years old and I’m working an entry-level job making around 32k (before tax) a year. I also use my extra time to do freelance work as a journalist. I usually get paid 0.50 a word for these stories, but they take a lot of time and effort, and the weeks that I’m working a double shift are exhausting. I’ve since tried to limit this to one sto…

Financial Planning Advice Needed: 21-Year-Old Post-Grad with $32k total loans and a New Job Hey everyone, I recently graduated and am navigating my finances as I prepare for my first full-time remote job starting in mid-August. Here’s my situation and plan: Income: After taxes, I’ll be taking home $4,924 per month. Expenses: Living with my boyfriend in a 1BR, so expenses will be low. Emergency Fund: I have $10,000 saved up, equivale…

How can I earn interest on my $32K savings? I been saving since I started working and have opened a HYSA at PNC with a rate of 4.55 APY. Can I invest or use my money more wisely? Looking to have my money work for me. submitted by /u/Vaso123

No Insurance – Woke up in Hospital – $32k+ medical bill- what do I do? Title basically says it all… 28M, No Insurance. I was doing a gymnastic movement (bar muscle up if you must know), next thing I knew I was being stretchered into the hospital. Fell and hit my head, HARD. Had to stay in the hospital, full body CT, cardiology, all sorts of equipment. I barely remember any of it cause.. well, head injury. Taken h…

Genesis Completes Redemption of GBTC Shares, Buys 32K Bitcoins with Proceeds The company in February got permission from a New York bankruptcy court to sell approximately 36 million shares of Grayscale’s Bitcoin Trust.

32K Car Loan regret? Im an E-4 Navy Nuke, 20 Married no kids bringing in roughly 65k a year I bought a new subaru brz coming out at 32k and I watched a Dave Ramsey video and im just looking for some guidance. I have no credit card debt, all my bills are paid for, The car loan is 560/month @ 5.59%. What would your gameplan be from here? I have 4years on my contract r…

I am $32k in debt that will be rectified soon, but i have questions. i’m 23, male. made a lot of financial mistakes from 18-21 that i’ve been trying to fix for a little over a year now. i messed up big time and got suspended unpaid at work for over a month, which set me back severely, recovering has been extremely hard. as of today, i just got my second missed payment after 5 years of perfect on time payments. my…

Struggling to decide between investing in Roth IRA/HSA/401k or paying off 32k student loans Hi All, Just started working and I am working on paying off all my credit card debt, should be done in a month. I am making 121k a year and struggling to decide whether I should pay off my student loans aggressively in half a year or pay it off in 1 or 2 years while maxing out my retirement accounts. I have very little in my 401k and Roth IRA cu…

32k in CC debt, 30k in student loans. I’m making the most I ever have, but how do I get out of the hole? Trying to put my life together this week, and I’m floored at where I’m at. I’ve doubled my salary over the last three years, and in the meantime have dug myself into such a deep hole I’m struggling to wrap my head around climbing out of it. This link is my financial situation as it stands today. Any review of my budgeting would be appreciated t…