30yo financial newborn I’m a 30-year-old who didn’t prioritize financial planning in my 20s, but I’ve recently graduated and landed a job. My girlfriend (24) and I met in school, and we both will start working at the same company with similar pay and benefits. I’m seeking advice on managing our finances effectively to catch up on savings and plan for the future. Here’…

Got a salaried job for the first time at 30yo. What can I realistically do to make my money grow? I’ve done odd jobs on and off since I was 18 and never committed to anything. Didn’t want to be “tied down”, and ended up just doing nothing with my life for 12 years. Before I started my current job making $45k annually I had $2000 in CC debt and $42 in my checking account. Almost a year later and I’ve paid off the debt and have $2000 in cash. …