#30k

my mom stole 30k from my savings and i don’t know how it happened

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my mom stole 30k from my savings and i don’t know how it happened hi all, i hope this topic is allowed here. last night, i checked my bank account to see that my mom had stolen about 30k USD from my savings account. the withdrawal showed up on my end as “miscellaneous debit”. my mom had stolen it last week and i didn’t notice until today, due to the fact that i only check my bank account around once a week. if…

Reddit Personal Finance 619 2024-02-14

I have a bit over 30K saved. Anxious about what to do with it.

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I have a bit over 30K saved. Anxious about what to do with it. I’m 23, and I’ve been able to save up this amount working multiple jobs at a time, freelance, contracts, etc. I don’t have a car so that reduces my expenses a lot (don’t really need one due to living very close to my jobs) and don’t really have any debt besides a couple hundred on credit card. I’ve been really anxious about my financial future…

Reddit Personal Finance 1.3k 2024-02-13

I have 30k and I’m looking to switch bank with checking and savings that can offer me bonus

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I have 30k and I’m looking to switch bank with checking and savings that can offer me bonus I’m coming from Chase by the way. Wells Fargo is offering $525 for $25k deposit but a lot of my friends had issues with WF and I don’t wanna deal with them. There’s also BMO that is offering $300 and another $600 for checking account so long as I can put $7500 on it the next 120 days. But their offer is confusing. Idk why I can’t understand it. …

Reddit Personal Finance 701 2024-02-08

Fiancé has $26k in CC debt, $4k in personal, and $5k in medical making $30k a year. What’s the best way to dig her out?

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Fiancé has $26k in CC debt, $4k in personal, and $5k in medical making $30k a year. What’s the best way to dig her out? I have a friend that went the credit counseling route and has warned me against it saying I’m better off doing a personal loan. I’m fine co-signing on one with her, but I’m wondering if there are better options. Her score is high 600s. We are going to revamp her resume and try to get her a higher paying job, which is obviously the first step as …

Reddit Personal Finance 499 2024-02-02

Car Accident – Debt Collector asking for $30K – Advice?

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Car Accident – Debt Collector asking for $30K – Advice? A few months ago I was in a car accident. I was in bumper to bumper traffic and the car in front of me hit a hard jerk stop so I did too but unfortunately not on time and rear ended their car. They were driving a small BMW and I was driving my dad’s large Range Rover which crushed the back of their car pretty badly. I don’t have insurance person…

Reddit Personal Finance 1.2k 2024-01-13

I have $30k cash that I don’t need for a couple years. What’s the best way to safely, and passively, make money off of it?

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I have $30k cash that I don’t need for a couple years. What’s the best way to safely, and passively, make money off of it? My knowledge when it comes to personal finance is pretty basic. I was thinking of just putting it in a CD with a good rate. The current one I’m looking at is an 18 month CD term with Capital One, which has an APY of 5.25%, thus earning me $2,393. ​ Any other suggestions? ​ submitted by /u/moon_d0g

Reddit Personal Finance 606 2023-12-16

18 and don’t know anything but about to inherit $30k. How to invest so I’ll have more money when I’m older? Just need general advice as a starting point.

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18 and don’t know anything but about to inherit $30k. How to invest so I’ll have more money when I’m older? Just need general advice as a starting point. I’m so under educated in this. I am desperate, please. I don’t know where to look. Please explain what an investment is. Please tell me what the terms in investment are. Tell me where are good things to look for, what places (banks,etc) I should go. Everyone just keeps telling me vague things that I’m struggling to comprehend. I don’t need “inve…

Reddit Personal Finance 432 2023-12-04

I have about 30k Saved. Not sure what to do.

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I have about 30k Saved. Not sure what to do. So I’m 24 and I have about 30k saved. I really want to buy a house but I hear a lot about bad market and the high interest rate. I also want a new car but I’m worried if I buy a car and mortgage rates come back down I wont be able to qualify for as much because I got the car. Should I pull the trigger and buy a house or wait to see if interest r…

Reddit Personal Finance 1.3k 2023-11-30

$30k credit card debt is crushing me

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$30k credit card debt is crushing me I have $30k on mostly two credit cards – one with $21k and another $8k. I have a mortgage and with HOA, I pay about $2k a month. Car is about $900 per month (edit: $500 payment, $300 insurance, $100 for the interlock) and I think I am under water as I put 30k miles in a single year. I am paying about $1300 in minimum payments. I am using all m…

Reddit Personal Finance 1.2k 2023-11-20

28 years old, 30k in debt, single parent – need advice

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28 years old, 30k in debt, single parent – need advice Hi peeps. This is my time first posting so bare with me… I am 28yrs old. I am also a single parent to a 7 years old.. I have 30k in credit card debt. I work 40 hrs and my take home pay after taxes is about 3800/month. I am also in school part time at essentially no extra cost. Rent is 2k a month, car payment is 388 and utilities cost about 138/m…

Reddit Personal Finance 1.2k 2023-11-11

i’m 21 & have $30k in debt — help!

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i’m 21 & have $30k in debt — help! i’m 21 y/o and have 30,000 in cc debt i make roughly $1500-$2000 /mo monthly expenses are roughly $1700 /mo (not including the debt / interest) it’s incredibly difficult to get myself out of this hole i put myself in, but i was reaching out for some guidance — ive learned a lot since i’ve accumulated this debt, i was originally putting everythin…

Reddit Personal Finance 579 2023-11-09

How can I help my mom who is struggling with 30k in Credit Card and household debt?

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How can I help my mom who is struggling with 30k in Credit Card and household debt? My mom has always been a really nice person, and very generous even though she always had a tight budget. She got divorced years ago, bought a house, and managed to survive on her Salary (about 56K a year) by herself for a good long while. Now, she always was paycheck to paycheck, but managed to stay above water. Of course she ran into getting a…

Reddit Personal Finance 630 2023-11-09

Someone got into my Citizen’s bank account and cleared it out (30k) – UPDATE

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Someone got into my Citizen’s bank account and cleared it out (30k) – UPDATE UPDATE to my original post (https://www.reddit.com/r/personalfinance/comments/16phdko/someone_got_into_my_citizens_bank_account_and/) So I’m seeing that Citizen’s is starting to reverse all of the fraud paypal wires now one by one. But I just noticed something else, someone’s sent me two direct deposit paypay wires into this account . WTH is goi…

Reddit Personal Finance 780 2023-11-04

30k on credit report, sued and judgment obtained for 20k of debts… make $900 a week. Budgeting help.

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30k on credit report, sued and judgment obtained for 20k of debts… make $900 a week. Budgeting help. Not on credit report, amount, closed – SECU $13,930 08/31/2022 – Capital One $1265 04/15/2022 – Target $1549 03/04/2022 – Citibank $2753 09/15/2021 – Paypal $4839 10/13/2021 – Wells Fargo $8783 11/23/2021 – Discover $12136 02/06/2022 On credit report, amount, opened – Comenity $369 03/21/2022 – Zulily $435 05/26/2022 – Credit One $594 04/22/2022…

Reddit Personal Finance 582 2023-11-02

Someone got into my Citizen’s bank account and cleared it out (30k)

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Someone got into my Citizen’s bank account and cleared it out (30k) I have an account at Citizens bank that I don’t really monitor, it’s just really there for automated bill payments usually. This morning I received a text notifying me of an overdraft. I logged in for the first time in about a month or two, and noticed that my 30k I had in this account has been cleared out! Someone was able to link a paypal acco…

Reddit Personal Finance 1.0k 2023-10-27