My Car Blew Up and I Owe $30k There are a lot of poor decisions that led to this situation. For your enjoyment, I’ll outline those first. Mistakes Bought a used (10k miles) 2019 Audi s4 Made it really fast Made it really fast at really low mileage, voiding my warranty Be an idiot Pros Had a lot of fun for two years Had a 3.5% interest rate Be a temporarily happy idiot …

42 with no retirement savings. Just went from under $30k a year to over $80k salaried. A little confused about a few things. The current plan is to max out both my work-sponsored retirement plan and a personal IRA, using a roughly 50/50 split of target date funds and the S&P500, which I’ll probably adjust to a more conservative approach in about a decade. I’m hoping that sticking to this will let me still make it to that even $1M mark in my mid 60s, although in 20+ ye…

Spend 30k cash on a car or buy a more frugal option Im 20 and have around 50k in savings and make 118k a year. I max out my 401k, ESPP, HSA, and also have vested stock from my company valued at 25k a year for 4 years (100k total). I’ve always wanted a Lexus ES 350 and would love to be able to own one which I could pay for with cash costing around 30k, however I understand the trap of wasting mone…

30k saved into retirement accounts at 23y/o Hi! I (23F) have been dumping money into retirement since I turned 18, first at $20/month at the very beginning, to $50 after a year, all the way up to now I’m putting away over $1k a month between a Roth IRA ($8.8k), employer sponsored retirement (TSP at 20.2k), and a brokerage account ($

Hackers Leak 30K Ticketmaster Barcodes, Share Tutorial for Counterfeit Tickets submitted by /u/_ticketnews

After years, I managed to drop my Credit Card debt down to 30K left, and increase my savings up to 30K. Should I just use all my savings to pay off debt? Hello all, My 30K savings is sitting in a 4.6% HYSA My 30K credit card was consolidated at 0% intro APR, but will be 12% APR starting next month. Should I just even things out and use all my savings to pay off my credit card (leaving me with ZERO in my savings), or would experts consider that an unwise decision? I am clarifying that my 30…

What to do with $30k? I (F25) make $80k a year. I have roughly $30,000 in savings. Car loan $350/mo, rent is $1,600/mo, and I probably spend $500/mo for groceries/gas/entertainment. I had a rhinoplasty done recently for $12,000 so my savings have gone down to $30k. I don’t budget because I honestly don’t spend much on anything and that surgery will be the only ridicu…

$30K in CC debt, just received a $6K bonus Im 26 and over the past few years I’ve accumulated over $30k in credit card debt with terrible interest rates. Ive recently received a $6K bonus from work that I want to put towards paying down my debt but not sure what’s the best method. I put a list of of my debt and interest rate below, Im thinking of either paying off my Apple debt completel…

21yo with 30k savings. What’s next? Hello, I’m a 21yo and I make $17 an hour about 30 hours a week, part time. Ive been working three years, and I’ve got 30k in a savings account, a few hundred in checking, and I just started a credit card with discover back in December. I have one monthly subscription, and don’t pay for my own insurance (yet). I also don’t pay rent (parents). Wha…

$30k Car – Purchase Outright? Hi, I’m 23 and have $75k in cash saved. I live at home with parents and have a full time job making $60k/yr with no degree or other debts. Would it be irresponsible of me to sell my current car ($7k) and buy a $30k used car? I don’t go through cars often and I’m very specific with the cars I buy, ensuring they last a long time. Or should I keep …

30k in credit card debt, best course of action? Second mortgage? 30k in credit card debt and paying about 600/mo just in the interest! Looked into a $50k 30-year at 11.61% home loan quoted at $500/mo to just pay it all off in one foul swoop and avoid hurting my credit. Thoughts? submitted by /u/Queasy-Fox-4161

I have $30k sitting in a checking account. I need to buy a new roof and AC sometime in the next few years. What should I do with the cash until then? In the past few months I received my annual bonus and a few very fat overtime paychecks and my checking account has ballooned up to $30k. I just bought my first house and it’s 20 years old with original roof and original AC so they are both going to be failing within the next couple years, but for now they still hold up. I am wondering what shou…

30k CC debt. Advice/personal loan Two cards 18k with 26 apr 12k with variable 22-29 I have never missed a payment and my score is 700+ I make about 2500-3000 a month. I basically am paying them both off but it seems as interest. Would it be wiser to just take a personal loan quoted at 33k at 25% Apr (33 amount, loaned 30k- 2,600 origination fee) 900$ a month for 5 years. That’…

Grandmother does not plan on paying American Express, $30k debt She figures that since they let you carry a balance as long as she makes a token payment each month it’s basically a free loan until she does (80 years old now, history of cancers ) Her estate would be two 15 year old Subarus some art and jewelry and a trust that gives her about $3k per quarter. This is shared with 2 other siblings. I don’t know…

20 year old makes 30k a year in discretionary income Hii! This is the first time I’m writing a post but I really need help. I landed a some great job opportunities that would make around 30k a year after taxes. I’m a sophomore in college studying Data Science and Economics. I am very fortunate that my living costs, tuition and even some spending money are already covered with scholarships. What sh…

$30k Investment for 4-6 Months I am planning to purchase a new car, which would require to be built from the manufacturer. Lead time is 4-6 months. I have the cash available, the value of the car approximately $30k and plan to pay in “cash” for this vehicle upon delivery. Paying cash will not substantially affect my savings account and I would rather not pay interest unnecess…

24yo, $30k in student loan debt I have about $30k in student loans and nothing else. One $10k loan is already gaining interest (parent plus), so I’m paying that down as much as I can. I got it from $13k+ to $9,900 (7% interest) in the past 6 months or so. I want to keep my savings near or where it’s at for an emergency fund (2 months rent in full), or should I dish a little ou…

Power, precision and $30K ‘boots’: Inside the Powerchair World Cup France may have won the 2023 FIPFA Powerchair World Cup, but the real story was the unifying power of the sport that brings together athletes from all over the world.

Offered a 30k forgivable loan from employer, wondering if I should take it. I work for a fairly large company and they recently offered a program where they will give you a 30k loan and forgive it after 3 years if you remain with the company. I’m looking for advice on if I should take it or not. I’ll lay out the details below -30k up front payment direct deposited into bank account upon signing the contract -If you quit…

Modest inheritance (30k) that I don’t necessarily need — what would you do in my situation? First of all, I just want to point out I’ve been a longtime lurker here and love this sub! I’ve also read the wiki about windfalls and whatnot. My situation is a little more unique, so I’m curious what you all would do. For context, I’m 37, single, no kids. I’ve been crazy aggressive and currently have about 1.79mil invested with another 81k in …