#30

50/30/20 rule question about allocation in our specific situation

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50/30/20 rule question about allocation in our specific situation 50% needs/30% wants/20% savings When I do my budget NEEDS=41%, WANTS=41%, and SAVINGS=18% (but w/ my employer 401k contributions we’re actually at 23% for retirement savings. How should I allocate the extra 11% under the WANTS category? Options: We have some low interest debt that 4% we could knock out quickly, but even doubling the payments…

Reddit Personal Finance 1.1k 2024-07-07

eDreams offering a refund of 30% face value?

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eDreams offering a refund of 30% face value? Before I go into detail, YES, I have unfortunately learnt my lesson to never go through third party sites. Duly noted. It was my poor dad that booked this for me anyway. Anyway, I booked a flight from London to Melbourne through edreams, worth around £1000 GBP, and my flight is through Emirates. I need to cancel my flight, yet they are only off…

Reddit Travel 1.3k 2024-07-05

How come 6720 x 4480 resolution sensor is 30,3MP?

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How come 6720 x 4480 resolution sensor is 30,3MP? A friend noticed EOS R spec sheet states it’s 30,3MP, however if you multiply sensor dimensions (the ones in post title) it equals 30,1MP. Is there some other way to calculate the megapixel count other than just multiplying width and height? submitted by /u/wiesuaw

Ask Photography 863 2024-07-05

How much to charge a sponsor for TikTok post, IG Reels repost, 3 day link in bio and 30 day ad usage?

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How much to charge a sponsor for TikTok post, IG Reels repost, 3 day link in bio and 30 day ad usage? Hi yall! The deliverables requested by the sponsor are pretty much what I stated in the title. Here’s the exact text the sponsor wrote out in my email: Here are the deliverables: 1x TikTok Video (repost to IG reels) 30-day ad usage (spark ads) Direct link in bio for up to 3 days (No linktree) I have near 400k followers on TikTok and have j…

Reddit Social Media 475 2024-07-04

Turning 30 and have no idea how to compliment my natural features

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Turning 30 and have no idea how to compliment my natural features Hi! Like it says in the title, I’m turning 30 (💖). I don’t wear makeup super regularly beyond eyebrow gel and some mascara. I used to wear a heavy cat eye and dark lipstick pretty regularly but it doesn’t make me feel cute the past few years. I have a fair amount of skin concerns and I would like to feel more attractive and look more mature/put…

Reddit Makeup Addiction 455 2024-07-02

30-Day Challenge #7: Find and participate in a FREE activity in your area! (July, 2024)

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30-Day Challenge #7: Find and participate in a FREE activity in your area! (July, 2024) 30-day challenges We are pleased to continue our 30-day challenge series. Past challenges can be found here. This month’s 30-day challenge is to Find and participate in a FREE activity in your area! Some suggestions on how to do this: Search your local community subreddit, website, or newsletter for free activities. These can range from free d…

Reddit Personal Finance 799 2024-07-02

Is it better for me to pay off a 7.5% interest rate (30 yr) mortgage or pay minimum and invest in S&P?

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Is it better for me to pay off a 7.5% interest rate (30 yr) mortgage or pay minimum and invest in S&P? My mortgage loan is $545,000. 7.5% interest. 30 year. Payment: $4,500 (PITI) Interest Paid: $826,859 Total Paid: $1,371,859 If I pay extra $500 a month, Interest Paid is $535,363 (savings of $291,495). Pay off time is 21 years instead of 30. Then if I invest the Mortgage + extra payment: compounded for the 9 year difference, assuming 7% rate o…

Reddit Personal Finance 785 2024-07-01

Would I be able to buy a $30-35k car in cash in my situation?

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Would I be able to buy a $30-35k car in cash in my situation? I’m 25, and my current car is slowly on the decline needing more and more repairs than its really worth. Currently at $65k/yr at my job. I still live at home and plan to for at least a few more years with how terrible housing and rent is in my area. I pay all my own bills but don’t have many expenses and all of my hobbies are pretty cheap so I’m…

Reddit Personal Finance 690 2024-07-01

Almost 30: a medium wage tale

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Almost 30: a medium wage tale Alright, I know everybody sees the posts about “I make 150k a year at 27 how am I doing?1?” Posts. How about one thats more realistic? Like me. I’m 29M, making 57k, in FL tampa bay area, where the cost of living have increased a lot in the last 4 years. Ex: 4 years ago my rent was 850 for a 1/1. I now pay 1400. I do get quarterly bonuses of 125…

Reddit Personal Finance 593 2024-07-01