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Does the 50/30/20 rule apply to all?

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Does the 50/30/20 rule apply to all? M, 20 this year and have a monthly income of ~$1000. I am blessed enough to not have any needs to pay for. With that being said, is it wise to put in 70% of my income into investments and 30% spent on my wants? submitted by /u/bbaecteria

Reddit Personal Finance 599 2024-07-11

How might I change my makeup for more contrast or definition? Been doing it this same way for like 30+ years.

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How might I change my makeup for more contrast or definition? Been doing it this same way for like 30+ years. Hi! I have always done my makeup this same way and I would like to go a little, idk, “edgier” maybe? Lite Goth?? I really like how some people can do makeup that appears minimal but still gives strong definition to the features but I haven’t found a way to do that myself. Everything I’ve tried (outside my routine) seems to just make me look olde…

Reddit Makeup Addiction 729 2024-07-11

I am turning 30 and faced with the choice to either have roommates I know ($950) or live alone ($2150)

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I am turning 30 and faced with the choice to either have roommates I know ($950) or live alone ($2150) I know this seems like an obvious decision, but it’s not. I lived with my girlfriend for a few months before we parted ways and I’ve been shouldering the rent alone since then on my single bedroom apartment in a VERY high cost-of-living area. This place is an absolute steal at the $2000 I’ve been paying now with heat included. It is nice and rel…

Reddit Personal Finance 1.1k 2024-07-11

7 Year ARM vs 30 yr Fixed Scenario

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7 Year ARM vs 30 yr Fixed Scenario Going back and forth on this but seems like the ARM option makes a lot of sense for this scenario. Let me know thoughts: $625k purchase price, 15% down 30 Year Fixed @ 6.875% Mortgage payment increase of $303/month = $3,636/year vs ARM Ability to refinance at any point without “losing out” on the points buy down. Best guess is we’re in the hous…

Reddit Personal Finance 906 2024-07-08

US Travel – Add 30% to the menu price when dining t sit down restaurants

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US Travel – Add 30% to the menu price when dining t sit down restaurants I just recently talked to a colleague from Spain who recently visited US west coast on a personal trip with his wife and 2 kids. He was shocked to see that his restaurant bills were often a lot more than he expected based on the menu prices. Some places added service charge/gratuity of approx ~20% even for the party of 4. Some added extra charge…

Reddit Travel 695 2024-07-08