Make extra principal payments or invest? Bought in February 2023, 30 yr 5.75%
Make extra principal payments or invest? Bought in February 2023, 30 yr 5.75% Single buyer and closed on a $355,000 3 bed / 1.5 bath house in February. Put 20% down, 30 year loan at 5.75% interest. Annual income of about 110k, with monthly net take home (including a side hustle) is ~$5500. Have no other debt other than the mortgage. Currently saving about 30-40% of my take home each month in a HYSA, balance of $42,000 wi…