#30

I’m 30 y/o, with no mortgage, no wife, no kids, no debt, decent savings. How should I invest? $40K just sitting and not moving

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I’m 30 y/o, with no mortgage, no wife, no kids, no debt, decent savings. How should I invest? $40K just sitting and not moving Little background about me: 765 credit score, $35K in credit spending limit (4 CC’s), i’m basically in zero debt, my car is paid off, no mortgage and any other loans to my name. I only pay $750/month for rent because I split rent with my brother and I don’t work anymore where I quit my job recently. Two incomes coming monthly tax-free from the V…

Reddit Personal Finance 737 2024-04-27

How can banks in the USA give 30 year fixed mortgage on home loans?

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How can banks in the USA give 30 year fixed mortgage on home loans? Comparing the USA to australia, here in australia we can only get a 5 year fixed MAX and at an usually inflated interest rate, the more years, the higher the rate, how can banks in the US give our 30 year fixed without going broke? You’d think that when they gave out all the 30 year fixed mortgages at 2.2% it would send them broke if interest ra…

Reddit Personal Finance 1.1k 2024-04-27

The Sisterhood Of The Traveling $30 Target Dress (So Does It Work For Everyone??)

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The Sisterhood Of The Traveling $30 Target Dress (So Does It Work For Everyone??) I sang this dress’ praises a few weeks ago as I was planning my spring break packing list. I’m happy to report that not only did I wear this 3 nights during spring break (in Kauai, 70 degrees at night … The post The Sisterhood Of The Traveling $30 Target Dress (So Does It Work For Everyone??) appeared first on Emily Henderson.

Emily Henderson 855 2024-04-27

(California) What does 30% coinsurance mean?

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(California) What does 30% coinsurance mean? Let’s say I have to have a surgery. Here in USA those are very expensive. Does 30% coinsurance mean I have to pay 30% of it until I reach my out of pocket cost, and then insurance covers the rest? Or does it mean 30% until I meet my deductible (the plans I qualify for don’t have any deductible). Or 30% of something else? It feels weird having in…

Reddit Personal Finance 448 2024-04-19