#30

21 years old, want to retire in 30 years, help me decide 401k fund allocation

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21 years old, want to retire in 30 years, help me decide 401k fund allocation Financial guy our company pays gave me this allocation: https://i.gyazo.com/167373773fa19b84708e4f6aa1f6709b.png However, the expense ratios on some of these seem terrible: https://i.gyazo.com/377e1b1d55623907a5ac14a4274f6a99.png Here’s all the available funds: https://i.gyazo.com/56f36b06cfc4c15be306e02a37c6e0ac.png Let me know if I should chan…

Reddit Personal Finance 1.1k 2024-05-26

21 years old, want to retire in 30 years, help me decide 401k fund allocation

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21 years old, want to retire in 30 years, help me decide 401k fund allocation Financial guy our company pays gave me this allocation: https://i.gyazo.com/167373773fa19b84708e4f6aa1f6709b.png However, the expense ratios on some of these seem terrible: https://i.gyazo.com/377e1b1d55623907a5ac14a4274f6a99.png Here’s all the available funds: https://i.gyazo.com/56f36b06cfc4c15be306e02a37c6e0ac.png Let me know if I should chan…

Reddit Personal Finance 1.3k 2024-05-26

Would it be wise to immediately pay off a percentage of my new credit card after a large purchase to keep utilization under 30%?

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Would it be wise to immediately pay off a percentage of my new credit card after a large purchase to keep utilization under 30%? I’ve heard recently that it’s ideal to keep your cc utilization at 30% or lower. I’m in the army and I’ll be in California for the next year. I recently got approved for a cc with a limit of $6k. I want to purchase a guitar totalling around $3k after tax, which would put me at 50% utilization. Would it be wise to immediately pay off $1k from the…

Reddit Personal Finance 1.2k 2024-05-15

30 days in the Philippines, but I planned my boat tour poorly. Can anyone give me some advice for my itinerary?

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30 days in the Philippines, but I planned my boat tour poorly. Can anyone give me some advice for my itinerary? Hi there, I’ll be in the Philippines from 30 April – 29 May. So far, I’ve booked a boat tour from Coron to El Nido from 11 – 14 May. Other than that and my plane tickets, I haven’t booked anything yet. I was thinking about the following itinerary, but other tips are welcome too! Manila (arrive 30 April) Batad Manila Coron (arrive 10 May) El …

Reddit Travel 578 2024-05-14