40k saved. Married, 29yrs old. 2 kids. In Southern California. Don’t know what to do. We are tired of paying 2.3k monthly of just rent and Utilities for an apartment. Ridiculous. We have no car payments. I make about 50k a year and wife makes about 25k. We are currently planing on buying a house but understand the market is so high. So we are stuck. We don’t have any kind of investments or side business to make extra. It seems li…