#28

What should I be thinking about? (Retirement advice for a 28-year-old)

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What should I be thinking about? (Retirement advice for a 28-year-old) I’m a 28-year-old making ~$113,000/yr. I live in a state that does not have an income tax. Starting in May 2024, I will be contributing 5% and my employer 10% to a tax-deferred 403b. (I have no choice in it being a Roth or not.) I also have a Roth IRA that I intend to try to max out. These accounts are in TIAA. I also have a Schwab personal in…

Reddit Personal Finance 824 2024-02-17

Is the 28% method when it comes to living expenses out dated?

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Is the 28% method when it comes to living expenses out dated? My wife and I bring in about 10k a month after taxes. I see this method all over the internet that would have us spending no more than 28% of our income on a mortgage/rent. When looking at apartments this would get us a very average apartment (80 pound dog, possibly kids soon, etc…). I can’t even imagine what kind of house we’d have to buy to h…

Reddit Personal Finance 1.0k 2024-02-16

One-Minute Daily Marketing News (28-10-2023)

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One-Minute Daily Marketing News (28-10-2023) Twitter 😎 Elon Musk predicts X will replace banks in 2024 Inside X (formerly Twitter) and its complicated relationship with advertisers Today is 1 year since Elon closed the acquisition of Twitter X’s video player will be integrated into TVs X is aiming to roll out full payment+financial services by end of 2024 X could launch a dating feature E…

Reddit Social Media 489 2024-01-26