25k$ for emergencies I have 25k in my saving account for emergencies in case if I lose my job. But I don’t want it to just sit there and wait. I need it to make money while I have a job. Can someone tell me what to do like you’re telling someone with no experience in investing? submitted by /u/Sercaned

Dad owes around 25k to collections, I’m trying to get him to settle as some companies are suing him but his CPA is telling him not to. His CPA says my father shouldn’t pay as he has no income and is on disability. His suggestion is to wait for the 7 year mark and it will fall off his report. I’m telling him to settle and (I’ll)pay. If he goes with the cpa, won’t he still have to pay as another company has collected the debt? Also, some company is suing him for 7k from Capital …

Ways to pay down large $25k debt that isn’t budging So I made mistakes when I was younger and racked up $8900 in credit card debt. I thought it was in collections and done with after divorcing but recently started getting letters about a judgement from 2009 for a court case that I never knew about. Letters had gone to my ex’s address that I she moved to after we divorced even though they I had ne…

I have 25k in savings at 23 y/o living with mom, what should I do? I am 23 years old and make about 3200 a month working full time in South FL. I have a year left on a lease and pay 300/month currently. Insurance $160/month. It would be about 25k to buy-out/finance the car at the end of my lease. I have 2k in credit card debt, which I plan to pay off this month. I just finished paying off a 5k installment loan….

Is 25k down payment on a ~40k car too much? I’m buying a new Subaru in a few weeks, and after taxes and fees it’s about 40k. I have about 35k in savings, and am currently planning to put down about 25k. Interest rates right now look to be around 4-5% (looking at either USAA, where I have my current loan, or financing through Subaru), so it’s right at the range where our HYSA is comparable…

Pay off $25k student loans or save for house? Not sure what my next steps should be and would really appreciate any advice. I make $63,000 a year and I am currently living with my parents for a year. My only expenses are my monthly student loan minimum payment and car payment ($375/month). I have $25,000 in private student loans with an interest rate of 10-11% across 5 different loans rang…

26 years old with 25k in savings account, 6.5k in Roth IRA, and no debt. Where to put the rest of the money in? Basically I live with my parents and can save up to 2200 a month cash which leads me with extra money I don’t really need atm. I’ve already maxed out my Roth IRA and my job doesn’t offer a 401k match. Some people have suggested to make a brokerage account and invest in the S&P 500 but I’m not really sure if a brokerage account is okay? Is it pos…