$76k in CC + Personal Debt. Am reaching critical levels of depression and anxiety. Considering 401k Withdrawal (25% of total retirement portfolio). What am I missing?
$76k in CC + Personal Debt. Am reaching critical levels of depression and anxiety. Considering 401k Withdrawal (25% of total retirement portfolio). What am I missing? As title states, am $44k in CC debt + $31k in personal loan debt. Poor financial decisions and living beyond my means is what landed me here. I have humbled my spending dramatically, but am barely making ends meet with the high interest CC payments and personal loan payments (that was supposed to subsidize failed CC bill payment budgeting earlie…