I want to retire early. Can I save more money buy buying a house? I’m a 44 single person. I spend 24k a year in rent, I save 60k for retirement, but hidden housing costs worry me. I feel like I am missing out on savings by not buying real estate, but I am not sure. I spend 24k a year in renting a one bedroom in a high rise, and I put away 60k a year in retirement savings. How much more can I realistically save in equity if I buy a house? So for a 400k condo I was looking at, I would have to remove 100k from my investment…

24k credit card debt. When is consolidation smart? Before you read: Yes, I got myself into a shithole, and yes, i am an idiot for doing so. I am making 84k annually (bring home 4600 monthly post tax) and am trying to cut this debt. Lots of stupid impulse spending that I have now stopped. Monthly costs are $2000 for rent(and all things apartment related like utilities), $500 for car payment + ins…

What would you do if you have 24k savings and 57k in debt b4 heading 2024? I have 24k savings 57k in debt now and want to start a business any suggestions on how to navigate finances? I have always been entrepreneurial however made some mistakes obviously and ended up working on jobs that I didn’t love neither earned enough, as a result debt started increasing year by year. I want to start fresh and build a business th…

If you are rolling over 24k from old employer’s 401k plan to a new rollover IRA and then to a Roth IRA… WYD: How would you go about moving money from the rollover to the Roth to avoid heavy tax fees? Would you move about 5k per year from the rollover into the Roth account? submitted by /u/sk8tergurl100

I make 24k a year working as security guard. Where to improve? I’m a 31 non-autistic Savant making 24k a year (after taxes) working as a security guard. I have a Roth IRA which I contribute to each year. I started it in late-2021. I have no savings or 401k. My only expenses are groceries and gas which come out to be roughly 400-500 a month. I live with my parents as I can’t afford to rent alone and I’m sing…

24% tax bracket, should I convert my traditional IRA ($24k) into a new Roth IRA? I’m 22 y/o in the 24% tax bracket (~$120k). A few years back, my dad set up a traditional IRA for me and I contributed to it the past couple years and it’s now at about $24k in total. From what I’ve read, a lot of people recommend doing a Roth IRA for my tax bracket, but I’m not sure what to do with the traditional IRA. I anticipate my tax brack…

Singapore Airlines wants $24K for oxygen tanks My husband uses supplementary oxygen due to COPD. We are flying to Thailand for my son’s wedding in January (his wife to be is Thai). We paid $4999 per person for round trip business class tickets. We were told the airlines can/will supply tanks of oxygen, but there will be a fee to reserve seats where they can strap in the oxygen tanks. They to…