22yo trying to get finances in order i don’t really know what my goal is but i grew up poor and i’ve been fucking around since i graduated high school and im started to get scared and the way i have my finances set up is a mess right now. I have 2 checking accounts, one has $150, i use this account for recreational expenses and food my other checking has $2000 i use it for all my …

22yo, ~25k in CC debt. Drowning, need good options/plans recommendations! 22M, 25k in CC debt. Just drowning in my poor, impulsive financial decisions. CC Balances (the variable APR can be assumed to be 27-29%) – WF, $2800 – AMEX, $5830 – AMEX, $972 – DISC, $4200 – DISC, $1910 – CHASE, $2900 – CITI, $1100 – APPLE, $5856 I make about ~$2,200/mo. Most crucial bills (in order) for me are: – Car ($537.99/mo) – Car insuran…

Did I (22yo) make a mistake, financially speaking? I recently bought a 2013 Chevy Cruze with just under 100k miles on it, for about $3.8k. It seemed like a good idea, it runs great and really only needs normal maintenance. I have to buy new tires and replace a belt on it, but besides that it runs great and seems like a good idea. I also own a 2014 Chevy Silverado 1500 with about 195k miles on it…