#22k

Pay off $22k Loans? $50k in savings, 24 yr old

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Pay off $22k Loans? $50k in savings, 24 yr old I have ~$50k in savings and ~$22k in federal student loan debt (breakdown below). Was considering investing in a CD or HYSA but with taxes I don’t see myself profiting (if at all) in any significant way over the year. Now considering just paying off the debt. Curious to know opinions? Hold off due to student relief efforts? Or since I’m not disa…

Reddit Personal Finance 1.2k 2024-07-23

VanEck Sees Ether Hitting $22K by 2030

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VanEck Sees Ether Hitting $22K by 2030 Ether’s 2030 valuation is forecasted at $2.2 trillion, driven by $66 billion in free cashflows and $15 trillion TAM potential, VanEck writes

Coindesk 465 2024-06-06

New car help- got a new car at 22k, got a receipt In the mail for 32k

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New car help- got a new car at 22k, got a receipt In the mail for 32k Let’s say the ticket on my car said if was for sale for 22k I put a 12k down payment on it. Walked out with a 72 mo loan and 330.00 car payment. (That includes a 72mo warranty) 2 weeks later I get the title and in the same envelope is a paper that says the purchase price was 32k. I’m so lost someone help me. Does that mean I actually bought a…

Reddit Personal Finance 981 2024-05-22

22K in personal loan, 4k in CC debut, 33k in car loan. Whats the best way to dig myself out?

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22K in personal loan, 4k in CC debut, 33k in car loan. Whats the best way to dig myself out? I have a personal loan 24k at 19.95% interest and credit card debt ~4k.(lost this money in options trading) I also took a 33k car loan recently at 6.99% interest where monthly payment come around 750$ and auto insurance around 210$ per month. I pay around 850$ monthly for the personal loan. My monthly paycheck is 4780$ after all the taxes. My l…

Reddit Personal Finance 901 2024-02-05

Racked up 22k in credit card debt

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Racked up 22k in credit card debt I have 22k in credit card debt, I reached out to a program (pds) to help out but im scared of making the wrong decision and ending up in a worse situation than i currently am. Im 27 years olds and want to clear this debt as soon as i can so i can work towards my future financial goals. I make my monthly payments on my cards and have no late paym…

Reddit Personal Finance 793 2024-01-22

Any reason I shouldn’t pay 22k more to my mortgage over the next year to save 75k in interest and knock off 40months on its term?

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Any reason I shouldn’t pay 22k more to my mortgage over the next year to save 75k in interest and knock off 40months on its term? Basically I wondering if there is a better place to put that 22k. As far as I can tell, if I put that 22k toward the mortgage, it will save me 75k in interest and knock of 40months on the length of the loan. Of course it’s possible to turn that 22k into more than 75k in the next 40months, but anything as sure fire as putting it down on the mortg…

Reddit Personal Finance 985 2023-11-26

22k in credit card debt. But I have options.

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22k in credit card debt. But I have options. Alright, so yes I am an idiot but have learned my financial lessons. Background, I knew we had a cc with about 11k on it from our wedding (wish I had bigger balls to say no to all the crap we went in on) and it’s 0% apr till Nov 24. While creating a budget I made a lovely discovery that my wife has a card with 14k on it and has been collecting i…

Reddit Personal Finance 658 2023-11-05

Are there personal loans for 22k I can take that lower my credit card payments to $300-$400 a month?

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Are there personal loans for 22k I can take that lower my credit card payments to $300-$400 a month? I have about 22k in credit card debt which averages to 20% interest total. I can’t afford the $500+ minimum a month. I would love to acquire a personal loan to pay off the debt at around $300-$400 a month. I don’t care if it’s longer term or overall higher interest, I just need to lower my minimum payments. Does anything like this exist or am I …

Reddit Personal Finance 832 2023-11-05