#20k

Need to withdraw $20k from my USAA acct – no USAA banks nearby. Can I write myself a check and cash it at any nearby bank?

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Need to withdraw $20k from my USAA acct – no USAA banks nearby. Can I write myself a check and cash it at any nearby bank? Ive been told by USAA I can walk into any bank and do a debit card cash advance. But without owning an account with any of the nearby banks, the tellers at every bank Ive gone to have limited me to 1k-2k transactions due to their internal policies. Could I just write myself a check and run it to one of these local banks to get my money in one g…

Reddit Personal Finance 974 2023-11-09

Now what? 20k in savings no debt.

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Now what? 20k in savings no debt. Hello all, I’m 30 year old male, 1 child, one on the way, and wife. Together my wife and I have 20k in savings, all 3 cars are paid off. Our bills come out to roughly 1400$ a month our mortgage is only 415$ a month, bought a little 2 bedroom house in 2019. Once baby is here our income will drop down to 4000$ a month, we live a very frugal lifest…

Reddit Personal Finance 1.1k 2023-11-03

30k on credit report, sued and judgment obtained for 20k of debts… make $900 a week. Budgeting help.

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30k on credit report, sued and judgment obtained for 20k of debts… make $900 a week. Budgeting help. Not on credit report, amount, closed – SECU $13,930 08/31/2022 – Capital One $1265 04/15/2022 – Target $1549 03/04/2022 – Citibank $2753 09/15/2021 – Paypal $4839 10/13/2021 – Wells Fargo $8783 11/23/2021 – Discover $12136 02/06/2022 On credit report, amount, opened – Comenity $369 03/21/2022 – Zulily $435 05/26/2022 – Credit One $594 04/22/2022…

Reddit Personal Finance 586 2023-11-02

I have 20k american dollars sitting as a eu citizen in a greek bank

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I have 20k american dollars sitting as a eu citizen in a greek bank I inherited 20k from my grandfather in dollars and i don’t know what to do with them. I am will be finishing my integrated master in electrical and computer engineering in 2 years (i hope). I wanted to put them to american bonds or something like that but i don’t have access as a european citizen. I also don’t want them to be converted to euro. …

Reddit Personal Finance 203 2023-10-10

I am 20k in Credit Card Debt and Unemployed for 6 Months

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I am 20k in Credit Card Debt and Unemployed for 6 Months I have been trying to find a job for 6 months, and my credit debt has finally caught on to me. I had tried looking for a job for the past 6 months, I am a Java maintainer for 3 years, and tried hard to get back on my feet. Now I have still have no job, the landlord has been chasing me, and the bank has been chasing me for my 20k credit card debt…

Reddit Personal Finance 201 2023-09-23

Pay off 20k student loan at 6% or use that for a down payment?

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Pay off 20k student loan at 6% or use that for a down payment? Hi, Title says it all. Essentially, I am living with family cheaply now to save some money, and told them I’d be out by next summer. I’m debating whether it makes more sense for me to use the money saved now to pay off the 20k student loan I have at 6%, or save that for a down payment on a condo. I know mortgage rates are higher than 6% now, and…

Reddit Personal Finance 210 2023-09-11

Reached $20k Monthly Revenue and Overwhelmed: Time to Hire or Outsource?

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Reached $20k Monthly Revenue and Overwhelmed: Time to Hire or Outsource? I’m excited to share that my ecommerce beauty business reached a significant milestone this month, hitting 20k EUR in gross revenue with 35% profit pre-tax (and VAT) While this is a major achievement for me, it’s becoming more and more challenging to handle every aspect of the business myself. Revenue is fluctuating day by day, I could pull in $…

Reddit ecommerce 166 2023-09-04

Should I pay off 20k of student loans and be done with it?

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Should I pay off 20k of student loans and be done with it? I started working this year and have about 50k saved up so far. I’m living with my parents to save up for a downpayment on a house. I should have 80k by the end of the year. I have all of this in an hys and the interest almost covers my monthly payment for federal student loan of 20k. As long as my situation stays the same, the interest should c…

Reddit Personal Finance 187 2023-09-01

Engine in my car is blown. I have 20k left to pay on the car itself and the repair will be another 10k. Need advice.

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Engine in my car is blown. I have 20k left to pay on the car itself and the repair will be another 10k. Need advice. I have a 2017 suburu brz with 60k miles on it and a blown engine. The car is worth between 23-27k in good working order. I cannot pay out of pocket for the repair, and it seems my only main option is to take a personal loan to cover the repairs. However between insurance ($200) and my existing car payment ($428) it would be a REAL struggle for m…

Reddit Personal Finance 144 2023-08-25

I have $20K in CC debt and a low wage job. What should I do?

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I have $20K in CC debt and a low wage job. What should I do? I was stupid when I got my credit cards, had a horrible shopping addiction (under control now) and had a “pay it off later” mentality. Now I am in $20K credit card debt. I’m terrified I’m going to be sued. I made the minimum payments every month, and at one point almost had one card paid off…but then I temporarily lost my job. I wish I had a t…

Reddit Personal Finance 148 2023-08-21

Not sure if I should cancel my life insurance and receive $20k in cash surrender value.

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Not sure if I should cancel my life insurance and receive $20k in cash surrender value. 27M. My dad has been putting money into life insurance plans for me and my siblings since we were kids. He recently transferred the accounts over to us so we’d each be responsible for the monthly premiums. I don’t have a problem with paying the premium, only thing is I don’t really see a point in having life insurance as I don’t want to have ki…

Reddit Personal Finance 226 2023-08-17

Help with 20K Single Father

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Help with 20K Single Father Hello, I’m. Single father. My sons mother had become disabled a couple years back. I just received social security disability back pay, 20k. What would any of you suggest I do with this money in order to help me and my son out financially for the future. Invest? submitted by /u/Newlin13

Reddit Personal Finance 201 2023-08-15

I have a little over 20k in my checking account, should I keep all of it in there?

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I have a little over 20k in my checking account, should I keep all of it in there? I’m a 24 year old female and I have roughly a separate 3k invested in stocks/real estate. I’m planning on being a medical student so I won’t have a stable income for the next 4-5 years aside from gig work. I’ve been trying to save as much as I can before entering grad school, but is it wise to keep this much money in my checking account? I wante…

Reddit Personal Finance 165 2023-08-14

Looking to get a used car that is worth about 20k by next summer

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Looking to get a used car that is worth about 20k by next summer I f21 really would love to get another car by next year however I need some help doing this. Or at least do this in a smart way. So basically, I’m a college student who goes to a local community college, and I will be taking a break this semester to save up a bit and try to get approved for a credit card (even if it’s a small amount)to build som…

Reddit Personal Finance 205 2023-07-28

How We Grew An E-commerce Clothing Brand From $20k pm to $100k pm

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How We Grew An E-commerce Clothing Brand From $20k pm to $100k pm Hello Redditors, In this post, I will share our insights and case study on how we grew an e-commerce clothing brand. I will keep it as short and straightforward as possible. THE SITUATION 70% of revenue came from returning customers. They didn’t know their target CPA numbers. When they advertised, their target CPA was $15 They didn’t know thei…

Reddit ecommerce 170 2023-07-22

Should I leave my job for a 20k pay increase?

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Should I leave my job for a 20k pay increase? I’m going through interviews and seems highly likely that I’ll receive an offer. The offer would be 80k compared to my salary of 60k right now. A couple predicaments I have: I’m comfortable at my job now, but a 20k pay increase seems too good. The new job is also WFH, whereas my job now is fully in-office. The other predicament is I believe the…

Reddit Personal Finance 178 2023-07-20

I withdrew $20K cash from my bank to buy a car from a private seller but the deal fell through. Can I deposit this $20K cash back into the original bank account without any problems?

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I withdrew $20K cash from my bank to buy a car from a private seller but the deal fell through. Can I deposit this $20K cash back into the original bank account without any problems? So, I made 6 withdrawals from my bank account through a bank teller, all totaling $20,000 in cash to buy a car but the deal fell through and I want to deposit all this cash back into my account. I was told if I deposit $10K in cash or more, it would raise red flags with my bank. What should I do? submitted by /u/royal_robert

Reddit Personal Finance 262 2023-07-15

~$20k sitting in our checking account

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~$20k sitting in our checking account My partner and I have a joint checking account with around $20,000, sometimes up to $25,000 or $27,000 depending on our budget. We live in the suburbs of the SF Bay Area, have no children, and our combined household income is stable. Our mortgage payment is $800 per month (refinanced during covid) For the past three years, the money in our accou…

Reddit Personal Finance 218 2023-07-15

About to inherit $20K, what should I do???

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About to inherit $20K, what should I do??? Like the title states, I’m about to inherit $20,000 and wondering how to best utilize it. I have a good job right now that Im happy with and renting currently with $10K in credit card debt and $26K in car loan, no student loans. My plan before I knew about this was to work on paying the cc debt down this year which I think I can do for the most …

Reddit Personal Finance 209 2023-07-09