#20

I have $20,000 in collections. What do I do now?

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I have $20,000 in collections. What do I do now? Like the title says, I have $20k in collections right now. I need to know what my options are to repay and what the best option for me will be with an income of roughly 45k. I am already working 40+ hours submitted by /u/Proof-Foot-4152

Reddit Personal Finance 716 2024-07-04

20 years old trying to start an account to save for a house/property. Where should I park my funds.

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20 years old trying to start an account to save for a house/property. Where should I park my funds. For context I’m 20 and this is currently what accounts I already have. I have a HYSA with my emergency fund parked. I have three different broker accounts. 1 Roth IRA for my retirement, 1 HSA that I’m trying to build up as a separate emergency fund, and one regular brokerage account. If you were in my shoes where would you start parking your mo…

Reddit Personal Finance 755 2024-07-03

How can I get to a 20% down payment for a home before selling my current home?

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How can I get to a 20% down payment for a home before selling my current home? I’m looking to buy a home soon but am wondering about the best way to obtain the cash to put down a 20% down payment on the home. With the market being so hot, I do not want to have to make a contingent offer. I also don’t want to put down less than 20% and have to pay PMI. After my current house sells, I expect to be able to fully pay back the …

Reddit Personal Finance 1.3k 2024-07-02