#20

Put down more than 20% @ 6%?

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Put down more than 20% @ 6%? Is there any reason to put down more than 20% on a mortgage since the stock market on average returns 8-9%? Financially, doesn’t it make sense to maintain minimum equity in the home and stay invested in stocks? (Ignoring the forced savings argument – I am assuming someone who will save the same amount regardless of forced or not) I am getting an…

Reddit Personal Finance 1.0k 2024-05-14

Disney Illusion Island (Nintendo Switch) $20

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Disney Illusion Island (Nintendo Switch) $20 Walmart has *Disney Illusion Island* (Nintendo Switch) on sale for *$20*.*Shipping is free* w/ Walmart+ (free 30-day trial) or on orders of $35+. Thanks to Community Member *CoolBuffalo9750* for…

Slickdeals 1.1k 2024-05-11

If you invest in a 20-year Treasury Bond at 4.5% APY, is there a way to make the APY profits automatically add to it at that same 4.5% rate for the entire 20 years?

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If you invest in a 20-year Treasury Bond at 4.5% APY, is there a way to make the APY profits automatically add to it at that same 4.5% rate for the entire 20 years? Let us say that I invest $50,000 into a 20-year Treasury Bond today for a 4.5% rate. Is there a way to make it so that any APY profits (~$2,500) are automatically also added into the Bond at that same 4.5% rate for the entire 20 year span? Even if for the next 20 years, the market TreasuryBond rate is like 1%? That way, it keeps building and bui…

Reddit Personal Finance 588 2024-05-06

Mid 20’s new to money, looking for advise

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Mid 20’s new to money, looking for advise I’m a Master’s Student, and I’m going to be earning money for the first time this summer (~40k pre tax), I also have ~8k saved already. My savings are in an HYSA earning about 4.5% APR. I use cash back (~2% back) credit cards for all purchases. I have a credit score in the 760s. I have no idea what I should be doing with the money, what’s the be…

Reddit Personal Finance 815 2024-05-06

CAP Barbell 20-Lb Adjustable Weighted Fitness Vest $14.90

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CAP Barbell 20-Lb Adjustable Weighted Fitness Vest $14.90 Amazon has *CAP Barbell 20-Lb Adjustable Weighted Exercise Vest* (Black, HHWV-CB020C) on sale for *$14.88*. *Shipping is free* w/ Prime or on $35+ orders. Walmart has *CAP Barbell 20-Lb Adjustable…

Slickdeals 510 2024-05-05