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If you have the $ for 20% down, does it ever make sense to only put 3% down?

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If you have the $ for 20% down, does it ever make sense to only put 3% down? You don’t need to tell me how mortgages work lol. Let’s say I’m buying a $600k house and I have $120,000 for the down payment. Does it ever make sense to put down just 3% and invest the rest? I just ran the numbers for my current house and after less than 3 years I would’ve had $16k more even AFTER paying PMI submitted by /u/Beneficial-F…

Reddit Personal Finance 374 2024-06-13

Watch This Incredibly Satisfying About Cleaning A Porsche That Was Left In The Woods For 20 Years

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Watch This Incredibly Satisfying About Cleaning A Porsche That Was Left In The Woods For 20 Years I don’t really find joy in cleaning my own cars. It’s an annoying mess that always takes way longer than I think it is going to, and the results are never as good as I hope. While I’m perfectly fine taking my cars through a drive-through car wash, I do find Larry Kosilla’s car detailing videos on YouTube to be calming… Read more…

Jalopnik 872 2024-06-12

BMW And Dealers Are Discounting The Slow-Selling XM Up To $20,000, Sometimes More

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BMW And Dealers Are Discounting The Slow-Selling XM Up To $20,000, Sometimes More After showing a near production ready concept in 2021, BMW debuted the XM to gasps in 2022. It looked like nothing else on the road, and not in a good way. Just over two years on the market and something about the XM seems to keep buyers away, so much so that BMW is throwing some big discounts on the hood to try and… Read more…

Jalopnik 493 2024-06-11

Financing a car at 20% apr

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Financing a car at 20% apr Back story, when I was 20 I financed a 2018 kia forte for $21,604 at 20.42% apr. i pay $691 a month (not counting insurance), and I take full responsibility in this decision as I can admit it was not smart at all. I have made 34 payments so far so basically I have roughly about 8,000 left to pay before I’m completely done with these payments. …

Reddit Personal Finance 602 2024-06-10

DDP 20% Vat (ALIBABA)

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DDP 20% Vat (ALIBABA) Total cost is around £800 using DDP. I am a vat registered company. I have asked the supplier to provide me an invoice showing vat amount and a vat number, so I can claim it back. They have no clue they just sent me a commercial invoice with a stamp. How do I get an invoice? Is it better to use DAP for future orders? submitted by /u/erks…

Reddit ecommerce 695 2024-06-09