better ways to invest 18k? hi! im 20 y/o and have around 18k saved up. i’ve had it in a capital one hysa for about a year now, but just switched to marcus for 4.4%. what are the best ways to invest besides cds (12mo. @5.15%) and a roth (already done). would definitely be interested in expanding my investment knowledge but still kind of want to play it relatively safe. any…

27 yrs old w/ $18k inheritance.. what do I do?? First I want to pay off one of my CC sitting at $11,355.42 with an APR at 27%. I do have another CC somewhere around $2k but that’s easy to manage. No student loans, 1 car payment at $636 per month & insurance at $130. I have at HYS acct w/ $500. What should I do!??? submitted by /u/Internal_Character_6

38 no savings, barely any retirement, and 18K in debt I’m hoping to get some solid advice from those of you who are much more financially responsible than I am. I had a horrible shopping addiction for a long time and never saved. I recently (as of November 2023) went freelance and I have made the most I’ve ever made in my life. Previously, I was making around $3K a month. Now I make anywhere from $…

18k/mo selling guitar lessons You might not believe me but you can monetize well micro communities. I was lucky enough to work and interview founders (YouTubers) from all over the place. Hi I’m Joswell founder of Whale0x and a fellow YouTuber. I was amazed how the youtuber was generating leads. The YouTuber would create 5min videos related to guitar lessons on YouTube and…

Can I cash a $18k certified check at the issuing bank? If I take the $18k certified check to the issuing bank (Wells Fargo), will they cash it for me? I’ve taken checks to their issuing banks before, at most I had to pay a small fee, but they were all under $1,000. I don’t have an account with this bank. Would they force me to open one? If they did force me to open one, would the funds be available…

Trying to pay off 18k debt. Confused about when to use debit/credit cards? Hi – I’m 18k in CC debt between 3 CCs – Discover, Amex and Cap One. Amex has about 10k debt while Discover has about 6k and Cap One has about 2k. Been following some threads here for a while for some tips on how to pay it off. Here’s some steps I took, though I think I need to rethink a few of them for security purposes. I took all of my month…