3.3% 14k student loan – pay it off or invest? I recently graduated from college with 14k in federal unsub student loans, with only $350 in interest thanks to the 0% interest rate for most of my time at college. I will soon start a well paying job and I could use the sign on bonus to immediately pay off my loans. Here’s a detailed breakdown of them: Federal direct unsub 1: IR: 2.75% Princi…

My single & disabled mom has no income, 2K per month expenses, 14K debt. House will foreclose if payment isn’t made soon. I have 20K in savings, should I liquidate it all? I’m 25 years old, I had a job a few years ago and saved up 20K, it currently resides as S&P stocks. I had a job that was 8 hours per day, no water breaks or lunch breaks or anywhere to sit down, had to move like 60lb back & forth and I just couldn’t do it anymore, felt like I was going to pass out every night, couldn’t walk or cook food for myse…

I just found out I have $14k in stocks. Help me!! I’m in pretty deep debt currently due to moving out right when COVID was getting bad. I’ve been hacking at specifically my credit card debt for ages now and it feels like i’m getting nowhere with this interest rate going up every year. Recently, I looked into an old benefits center I was signed to at my old job, which gave me a few of their comp…

$31k credit card debt. $14k personal loan. $26k bank balance. I don’t know what to do. I’m in my late 40s. I was in a bad car accident – not at fault that totalled my car. I’m driving a 2004 with a bad transmission. My attorney settled with her insurance for $35k. After his cut they sent me $24k. She was under insured. This absolutely blew up my life. I had to pay out of pocket for physical therapy to walk but I’ll have permanent …

Should I pay off my $14k IRS tax det with my 401k? Long story short, I had some issues paying my taxes when I was at 1099 for a few years and racked up a little over $22,000 in IRS tax debt. I set up a payment plan and I am paying $337 a month. I have paid it down to $14,000. I have 13,500 in my 401k. I also have $4900 in credit card debt, I pay $100 a month, and a $23,000 car loan, I pay $483 a…

My car has had endless issues since I financed it two years ago, it’s only worth 14k and I still owe 20k. Now I have another 5k in repairs, is it even worth dumping more $ into it? I got my car via car max because I was in a pinch and needed a car asap after totaling my previous one. Every single year I’ve owned it I’ve had about 5k in repairs and I’m reaching a point that I can’t afford so many pricey repairs each year, and I just want to swap it out with a better car (and never go through car max again). I have a Subaru …

Transfer my 14k auto loan to an interest-free credit card for 1.5 years or pay off out of savings right away? I’m in a situation right now and need some advice. I have an auto loan with 14k that I’m about to pay off entirely to avoid interest and allow me to have more financial flexibility month to month. I have a credit card that is interest free until June of 2024 with a credit limit that would easily allow me to pay the full 14k balance. I also have …

Pinterest with 14k followers and 6m+ monthly viewers 5 ways to monetize (cheap price sale) Hey guys, I have a Pinterest account with 14k followers and 6m+ monthly viewers in the Food/Ecom niche. Some of the ways I’ve been using monetize it are: Amazon Affiliate adsense for Blog selling guest posts a telegram group for regular updates selling group board invite for 10$ I have my work starting soon. I won’t be having enough time to do…

Pinterest with 14k followers and 10m+ monthly viewers 5 ways to monetize (cheap price sale) Hey guys, I have a Pinterest account with 14k followers and 16m+ monthly viewers in the Food/e Com niche. Some of the ways I’ve been using monetize it are: Amazon Affiliate adsense for Blog selling guest posts a telegram group for regular updates selling group board invite for 10$ I have my MBA starting soon. I won’t be having enough time to d…

I’m 14k in credit card debt with a 29% current purchase APR. Do I request a loan? I’m 26 and I’m in 14k in credit card debt between two capital one credit cards. They’re both at 6k+ and have extremely high interest. Believe it or not, I I am pretty financially responsible for the most part. Ironic due to the circumstances but this is from yeaaars spent. My mom was financially unstable for a while and I did my best to help sup…

14K BTU Portable A/C $350 +FS Amazon (42% off) Whynter ARC-14S Dual Hose for Rooms Up to 500 Square Feet Amazon has *Whynter ARC-14S 14,000 BTU Dual Hose Portable Air Conditioner* on sale for *$349.99*. *Shipping is free*. Thanks to Community Member *killjoy1970* for sharing this deal. *About…

I need help lowering CC debt from $14K to $5K (at least) I make $48K annually and take home $3,089 every month on the 15th (I’m paid monthly). I have just over $14K in CC debt that I’m looking to pay off. My goal was to pay $500 a month until I get it down to $5K then $300/monthly to give myself some breathing room. Below is the breakdown of my debt: $977.53 (22.99 APR) $8,850 (0% APR until 11/19/24;…