#10k

Going to America in December or November with a budget of around 10k.

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Going to America in December or November with a budget of around 10k. Planning to arrive in LA from Australia, from there go to Las Vegas, rent a car and drive to Albuquerque. Fly out of Albuquerque to Colorado and then fly to New Jersey or Pennsylvania and do some of the east coast such as PA, NY, NJ, flying out back to San Francisco then back to Australia. All this in around 3 weeks. Would this be appropriate o…

Reddit Travel 224 2023-08-08

Where should I invest in with 10k as a college student?

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Where should I invest in with 10k as a college student? I am an undergraduate college student in the US. I’m not employed, but I currently have around 10k in my bank account. I don’t really need that money for anything or next few years I assume. Where is the best place to invest or use that money in? I don’t have any debt or holdings. I was planning to just put it in an index fund or ETF. I don’t re…

Reddit Personal Finance 299 2023-08-07

10k in car + air conditioning repairs within 2 weeks. Emergency fund saved me.

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10k in car + air conditioning repairs within 2 weeks. Emergency fund saved me. ~40k in emergency fund as I took a new job that is more high risk high reward (high pay but high chance of getting fired if don’t perform) and wanted to be prepared in case I did get fired. Sitting in a 5% high yield account. Had both of my AC units crap themselves during the brutal Texas summer within a week of each other (6.5k fix for both) an…

Reddit Personal Finance 182 2023-08-05

Any reason I shouldn’t pay off my last $10k student debt?

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Any reason I shouldn’t pay off my last $10k student debt? I’m thinking of paying off the rest of my student debt before interest starts up again but wanted to check with others more knowledgeable than myself before I make the move. Is there any reason I shouldn’t pay off the remainder of my debt ($10k) before interest starts accruing again? Are there any other considerations I should take into account?…

Reddit Personal Finance 163 2023-07-31

I have $10k in savings to put towards a student loan. Which loan would you choose?

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I have $10k in savings to put towards a student loan. Which loan would you choose? Private Loan: $62,000, 2.70% interest. $834/mo Federal Loan 1: $5,500, 4.53% interest (starting in September). $56/mo Federal Loan 2: $4,400, 5.05% interest (starting in September). $42/mo ​ I have $10,000 extra in savings (in addition to emergency fund) I’d like to throw at my loans. Debating between just getting rid of both federal loans, or p…

Reddit Personal Finance 137 2023-07-21

24 years old and in a good spot financially. Just received $10k inheritance

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24 years old and in a good spot financially. Just received $10k inheritance I currently have no debt (no student loan, no car payment, etc). I make about $100k a year. In terms of the prime directive, I have my emergency fund created and am currently contributing to my 401K up to the company match (6%). I have a most of my savings (~$40k) in a HYSA as I wait for the housing market to cool down. I would like to buy ma…

Reddit Personal Finance 184 2023-07-19

Need advice to work through ~10k in CC debt.

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Need advice to work through ~10k in CC debt. Hello All, Need to get some piece of mind here will help me relax tomorrow if I have a plan. So here is the jist: about 9.5k in CC debt at the moment between 6.5k (27%) APR and 3k (26%) My monthly income post tax is $3800 My expenses are as follows. $2100 Rent/m (I live with my parents and when I move out I get the money back, they just know I’…

Reddit Personal Finance 189 2023-07-12

Making more than $10k with unofficial side hustle, what tax forms would that entail?

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Making more than $10k with unofficial side hustle, what tax forms would that entail? I (21M) have been privately coaching some people I know for the past few years. Over time, my clientele has increased and I’m making a solid $10k yearly in additional side hustle money now (yay!). I’m a legal independent. With the new tax changes regarding Zelle, Venmo, PayPal, etc., I’m not sure what to expect for next year’s tax returns since …

Reddit Personal Finance 198 2023-07-05

Friend has >$10k medical debt, need advice

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Friend has >$10k medical debt, need advice A friend of the family works as a nail technician in a family business that his sister owns. His wife also works there. He had no health insurance. Recently his kidney became infected which sent him to the ER and then he was admitted to the hospital. After a day or so he checked himself out AMA because he was so concerned about the bill. He now …

Reddit Personal Finance 176 2023-07-05