#10k

10k sitting in a pension, withdraw for 30% fee and have an emergency fund, or transfer to a retirement plan to avoid the fee?

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10k sitting in a pension, withdraw for 30% fee and have an emergency fund, or transfer to a retirement plan to avoid the fee? Basically the title, 30 F. I was in a job with a pension and left before it vested. I now make 80k, unmarried/no children, above average health expenses, dog, and then just your average needs. My rent is about to go up because my partner who I’ve lived with for years, who I thought I would be engaged to soon, wants to separate. I have no emerge…

Reddit Personal Finance 1.4k 2023-12-19

10k+ in debt at 23. Unemployed. Mentally ill. College student. HELP.

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10k+ in debt at 23. Unemployed. Mentally ill. College student. HELP. To make a long story short, I have bipolar disorder that went untreated from late 2020 to early 2022 and during that time I racked up an enormous amount of debt. Much of that debt is medical bills from inpatient hospitalizations, but much of it is also credit card debt, a payday loan, unpaid electricity bill, etc. Yes I have applied for disabili…

Reddit Personal Finance 1.3k 2023-12-12

I’m a minor with almost 10k saved what do I do? Any advice?

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I’m a minor with almost 10k saved what do I do? Any advice? Hi I’m a Highschool student who’s been working and saving my money but I don’t exactly know what to do with it. I’ll try to provide some context so you all can better understand the situation. 1) It’s all just in a checking acc for kids right now 2) I’ve invested an extra $1000 into a youth investment brokerage, into 3 etfs divided evenly. Vti,…

Reddit Personal Finance 951 2023-11-26

23 y/o recent college grad w $10k debt in maxed out credit cards.

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23 y/o recent college grad w $10k debt in maxed out credit cards. Hello everybody. I am 23 years old, and a recent graduate from school. I’m wondering how the hell people afford to live, let alone save/not be in debt. My parents officially cut me off financially after handling rent during my college years. I had savings during college, but lost it all on crypto (I know I’m an idiot, no need to rub it in.) I li…

Reddit Personal Finance 978 2023-11-22

Pay off $10K in student loans or treat it like a cheap loan?

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Pay off $10K in student loans or treat it like a cheap loan? Have $10k in student loans that I will have to start servicing this month. All federal loans – average interest rate is only 4.5% I graduated in 2021 but have accumulated over $150k in savings with my income the last 2 years so I could easily pay this off But given the state of rates right now where I can get T-bills for 5%+ yield, I’m thinking …

Reddit Personal Finance 1.1k 2023-11-17

To shops that have scaled to 10k+/mo. What does your marketing look like?

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To shops that have scaled to 10k+/mo. What does your marketing look like? I have an ecommerce store it converts ~1%, I have legit reviews, blogs, paid ads, been on a niche podcast. But I feel capped, I haven’t been able to get to 10k/mo, and that’s what I’m trying to consistently hit. If you’ve gotten to this point, what does your marketing look like? What strategies are you using to get traffic? And what does that …

Reddit ecommerce 639 2023-11-12

Have $10k to put towards loans, which one should I apply money towards?

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Have $10k to put towards loans, which one should I apply money towards? I have saved up $10,000 to put towards federal student loans before the interest pause ends. I already have a 6 month emergency fund saved up, so this is excess specifically for student loans. I just need help figuring out what loan to pay towards. My wife currently has $8800 left on her student loans with interest rates below 3.5%. The total …

Reddit Personal Finance 993 2023-11-04

Pinterest with 10k followers and 10m+ monthly viewers 7 ways to monetize (cheap price sale)

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Pinterest with 10k followers and 10m+ monthly viewers 7 ways to monetize (cheap price sale) Hey guys, I have a Pinterest account with 10k followers and 10m+ monthly viewers in the Beauty/Skincare niche. Some of the ways I’ve been using monetize it are: Dropshipping Adsense for Blog Amazon, Clickbank, Digistore24, JvZoo & Affiliates Selling Guest Posts Etsy Selling a telegram group for regular updates Selling group board invite for 15$…

Reddit Social Media 425 2023-11-03

Have a 10k credit card bill due

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Have a 10k credit card bill due Hey so it’s my first time not having enough to pay my card in full, I have 7.5k to pay it with but I won’t be able to pay the card in full, this is my first time not having enough to pay in full, I messed up by trying to buy something to sell but I had to sell it for a loss, will this affect my credit score? Will I have to pay a lot of interest?…

Reddit Personal Finance 1.1k 2023-10-31

Canada: 10k and don’t know what to do

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Canada: 10k and don’t know what to do I received 10k inheritance and want to invest in something. I have zero knowledge of stocks/investing as I grew up in Africa where we are not taught these things. I am 25 and not in any rush to make quick returns. Would just like something I could grow for 5/10 years but have no idea where to begin. Thanks in advance everyone. submitted by …

Reddit Personal Finance 1.3k 2023-10-30

Mom requesting help with $10k in dental care, advice and options requested

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Mom requesting help with $10k in dental care, advice and options requested Unsure if this is the right community but looking for options to help in this situation. My mother (50s) has terrible teeth and is in constant pain due to infections and having trouble chewing due to missing some back teeth. She went to the dentist yesterday and they decided on a treatment plan to extract everything and give her a full set of de…

Reddit Personal Finance 596 2023-10-26

Anker Portable Charger, 313 Power Bank (PowerCore Slim 10K) 10000mAh Battery Pack with USB-C (Input Only) and PowerIQ Charging Technology – $10.79 + Free Shipping w/ Prime

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Anker Portable Charger, 313 Power Bank (PowerCore Slim 10K) 10000mAh Battery Pack with USB-C (Input Only) and PowerIQ Charging Technology – $10.79 + Free Shipping w/ Prime AnkerDirect via Amazon has *Anker 313 PowerCore Slim 10000mAh Portable Power Bank w/ USB C & PowerIQ* (A1229) on sale for $17.99 – 40% off when you ‘clip’ the coupon on the product page = *$10.79*….

Slickdeals 177 2023-10-08

Take a 10k pay cut for a potentially more rewarding job?

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Take a 10k pay cut for a potentially more rewarding job? Hello everyone, I’m at a crossroads in my career and I’m somewhat conflicted about it. I currently work as a Tech Lead Analyst for a large bank, making $128k per year with a 6% 401k match. I work 2 days from the office and 3 days remotely. My job duties include project effort estimation, Team capacity management, Jira management, and working w…

Reddit Personal Finance 252 2023-09-21

Packaging Supplier Misprinted 10k Bags.. Should I Return Them or Accept Certain Discount?

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Packaging Supplier Misprinted 10k Bags.. Should I Return Them or Accept Certain Discount? Here is a photo that shows an example of correctly-printed bags in the past versus incorrectly-printed bags from my recent order: https://i.imgur.com/9hVTiqF.jpg I had some custom packaging printed for my products in the past that I was happy with. I had the same vendor print some more packaging for me but this time the artwork was not centered …

Reddit ecommerce 135 2023-08-29

Take a 10k paycut for 20 more hrs/week

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Take a 10k paycut for 20 more hrs/week Currently I work a full time, salaried position. I wake at 6a to prepare, leave home at 7a, arrive at work at 8a. I get an hour for lunch and leave work at 5p and make it home at 6p for a total of 12 hours a day spent committed to work. Working 5 days in office a week would make this 60 hours committed to the job per week. Additionally there is …

Reddit Personal Finance 184 2023-08-28

Engine in my car is blown. I have 20k left to pay on the car itself and the repair will be another 10k. Need advice.

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Engine in my car is blown. I have 20k left to pay on the car itself and the repair will be another 10k. Need advice. I have a 2017 suburu brz with 60k miles on it and a blown engine. The car is worth between 23-27k in good working order. I cannot pay out of pocket for the repair, and it seems my only main option is to take a personal loan to cover the repairs. However between insurance ($200) and my existing car payment ($428) it would be a REAL struggle for m…

Reddit Personal Finance 162 2023-08-25

Is 10K relocation enough?

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Is 10K relocation enough? Hey everyone, hope everyone is having a good day. Recently, I got an offer letter to transfer to Dallas, Texas area. I currently live in Atlanta, GA area. They’re offering me a 6 figure salary and 10K relocation package. My concern is, is this enough? I don’t have any money saved at the moment & im currently leasing. Along with this, i have a fa…

Reddit Personal Finance 264 2023-08-21

10k cc + 15 k student loan at 22.

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10k cc + 15 k student loan at 22. I’m 22, I have around 25k debt which include credit card and student loan. I make 4000$ a month after taxes. I don’t own a car. I’m concentrating on my student loans now. It used to be 35k, I was able to make it to 15k within the last one and half years. I haven’t started paying my credit card, I’m just paying minimum payments as of right now. I…

Reddit Personal Finance 217 2023-08-12