$5500 EMI @ 6.8% interest and take home $10k (20%) down payment in Texas I have a EMI of $5500 per month ( PITI) @ 6.8% interest for 30 year mortgage and I make $10k per month take home. No other debts and line in Texas, I spend around $3k – $3.5k per month. I have a wife and 1 month old baby, signed a contract with $30k deposit. Need to close in October and I will be left with $25k after closing. Any advice I know i…

what to do with $10k as a teenager?? i have saved up a lot of money from parties and working (>$10k) but i have no idea what to do with it. i’m going to enter college soon but i don’t need student loans to pay my college tuition, my parents already have a 529 with more than enough money and i also don’t need a car. i know i should save some in my checking account just for regular e…

Paid almost 10K for a website we can’t use. How do we deal with this? TL;DR: Found a web dev freelancer on one of those marketplaces who hold the funds in escrow until the project is released (not Upwork or Fiverr), paid nearly $10,000 for a website that looks terrible and while the tasks assigned were “technically done”, the quality of work is nowhere near what was presented on their marketplace profile or what …

10k in debt w/ a 40k windfall Hey guys, I am thinking it may be beneficial for me to pay for a one time visit with a financial advisor. 40k isn’t a lot, but I think it could change my life a bit, if I’m not an idiot. For background, I am a 33F making around 50k a year in Miami, a very HCOL city that I want to leave when I get this check for 40k. First, I want to pay off my …

$10k towards Mortgage or New Car Loan? Simply put, wondering which is the better long term plan: pay off car loan earlier or mortgage earlier. Calculators make it at toss up, at least the online calculators I used for this. 6.67% 24,000 60 months on car. $501 per month. 3.68% 113,000 15 year on mortgage. $1100 per month. Ask any questions I left out. submitted by /u/Glittering…

A 10k car over 60 months will cost 20k with interest. I have a family member co-signing on the car. It is not a muscle car its an equinox. Nothing fancy. I’m self employed and have eight years in my trade and have been a higher paid foreman at two other companies. I am conflicted as to whether I should accept the cosign due to the fact that in the house I make more than my other two technically dep…

unknown $10K in medical bills sent to collections Last year, I (26F in IL) fractured three bones on my ankle and was rushed to the ER. During this time, I was uninsured and needed financial assistance as I am a grad student and only had a part time job — therefore low-income. In order to get surgery for my ankle, I signed up for a financial assistance program at the hospital I was admitted int…

Danish FA search for fans to pay €10k UEFA fine The Danish FA has been hit with a €10,000 fine for an abusive banner supporters unfurled in their second Euro 2024 match.

Single mother in debt with 10k with two year old. Any tips? Willing to hear it Before anyone judges me.. I know I chose this life and I have to face my consequences. To some 10k might not seem alot. Just thinking about my debt and not being able to pay it off how I thought I could is only making me stressed out. I know there’s alot of people out there single mothers or fathers who were main providers for their families. Ho…

What methods did you use to go from 1k MRR to 10k MRR? I’m currently waiting on more capital to come in so I can spend it on a bunch of assets like product images, and try to increase my shipping speed by moving from DS fulfillment to FBA. I currently have $2.5k MRR – 50% Gross profit, and I am looking for the next big leap. Anyone here who has done this leap, what worked for you? submitted by …

Company Car or $10k raise to cover a personal vehicle, while looking to purchase a home? I’m trying to decide what the best course of action is here. My boss has offered me a raise in lieu of having a company vehicle. This raise should cover car payment and insurance (Roughly $10k). I have permission to use the company vehicle as a personal car, but nobody else is allowed to drive it. Is it worth increasing my “Debt to Income ratio…

I have a $10k marketing budget. What’s your advice? Hey all, I’ve been working on creating a telehealth platform for about 6 months now. We finally launched it. I’m looking for some advice for how we can grow the company and start seeing sales. submitted by /u/Eavgi99

I’m getting $10k. What should I do with it? My mom is selling land and the trailer I grew up in and my cut is $10k. I’m spending $2.5k on a car, but what should I do with the rest of it? What would you invest in, etc? I (21F) have no debt. I don’t want to go to school. I work at Walmart making $2500/month before taxes. I don’t particularly like my job but it’s all I got right now. I live …

Which digital camera under 15k-10k is good for beginners? So I’ve always been interested in capturing moments/memories or just random scenery and other things. And now after lot of requesting from my father to get me a camera from past 3 years. He has agreed for it but he has given a budget of camera under 15k-10k (RUPEES). So I’d appreciate if y’all give me some good digital camera suggestions for a b…

What to do with 10k at 19? I’ve saved up to just over 10k and I’m 19 years old. Currently unsure what to do with it – I’ve done a month travelling in Europe and plenty other travels already, currently working in a shop making €300-€400 a week. Been putting 10% of my wage into Vanguard S&P 500 for the past couple of weeks. Anyone got any ideas how I should spend it? I’m no…

10k Gift: 529 or Brokerage? In-laws gifted $10k. Wife and I are maxxing out our retirement accounts and contributing 1k/month to another S&P index fund. My gut is to move the 10k to the ETF over time. Wife wants to contribute the gift to our kid’s 529, but should we lump sum it or should we DCA it over time? If the latter, where should we keep the balance? In a CD? Thanks…

What should I do with $10k? I have $10k sitting in Fidelity after selling some RSUs after a recent vest. This money is not in an account or generating any returns, so I’m looking to move it ASAP. I am trying to decide if I should make a big payment to my mortgage or invest in an index fund or bond. I am leaning towards an S&P index fund, but would love some advice. I plan …

$10k sign on bonus/forgivable loan Hi all! I just received a $10,000 forgivable loan style sign on bonus from a new job, it matures in 3 years, unless I quit or get fired I would have to pay it back with interest. I don’t plan on spending it as I have a good cushion of savings. What’s my best course of action to make this work for me? I currently have all my savings in a HYSA 4.2…

I have 10k debt but extremely limited money to start paying back. Help? I make $1,200 biweekly after taxes with no overtime. I am desperately trying to get out of my current living situation and get a car so I am saving $1,000 of each paycheck. Which leaves me about $200 dollars each paycheck. I have $25 phone bill but that’s it in terms of bills. I am trying to keep my grocery spending under $60 dollars per payche…

car having major issues and still owe 10k. what is my best option? Hello all. I’m in a huge pickle. A little over a year ago i bought a 2016 Nissan Versa Note for 11k. I still owe my bank just under 10k and my payments are 215 a month but i can’t afford anything higher than that. My credit is 730 and i’ve never missed a payment/been late. This week the transmission started slipping and currently me and my partn…