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$45,000 in debt and considering claiming bankruptcy.

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$45,000 in debt and considering claiming bankruptcy. As the title says, I am $45,000 in debt. $22,000 towards my car, and $23,000 spread across (mostly) credit cards and some previous debt-consolidating personal loans. This is not including my current expenses, like rent, gas, groceries, and insurances. After fleeing to Oregon, I have been moving backwards with every pay period. The tax burden i…

Reddit Personal Finance 314 2023-08-24

Selling $1,000 item in person. Buyer wants to pay in cash. Is this safe?

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Selling $1,000 item in person. Buyer wants to pay in cash. Is this safe? Via Facebook Marketplace, he’s offering to buy my PC and pay in cash. He says he gets paid on Friday. Should I be worried about any funny business with that much cash? I offered to use Facebook Messenger payment but he wants to do cash. I don’t know how to identify fake bills etc, should I worry about that? Sorry if this is too noob of a questio…

Reddit Personal Finance 229 2023-08-23

Nissan Recalls Over 230,000 Sentras For Busted Tie Rods

( jalopnik.com )

Nissan Recalls Over 230,000 Sentras For Busted Tie Rods Back in 2020, Nissan revamped the Sentra for the sedan’s eighth generation. At the time, it was acclaimed for its ability to move passengers, cargo, and itself between various locations — noted always-correct outlet Jalopnik called it both “damn decent” and “a totally viable option.” Unfortunately, it now seems that… Read more…

Jalopnik 248 2023-08-22

Tesla Breach Leaks 75,000 People’s Personal Data

( jalopnik.com )

Tesla Breach Leaks 75,000 People’s Personal Data Welcome to a brand new week! It’s Monday, August 21, 2023 and this is The Morning Shift, your daily roundup of the top automotive headlines from around the world, in one place. Here are the important stories you need to know. Read more…

Jalopnik 241 2023-08-21

Can I (23) afford to purchase a $14,000 car despite my student debt?

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Can I (23) afford to purchase a $14,000 car despite my student debt? Can I (23F) afford this car despite my student debt? I have been looking to purchase my first car. I have a lot of anxiety surrounding money and want to be sure that I am making a good investment given my circumstances. For context, my parents gifted me a 2001 Toyota Camry that has ~115,000 miles that I’ve driven since high school. I planned dri…

Reddit Personal Finance 197 2023-08-21

$3,000 trip with university choir to the Baltics; Yes or no?

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$3,000 trip with university choir to the Baltics; Yes or no? Last school year, my senior year of college, I decided on a whim to join my university choir. I had done choir all throughout high school and loved it, and this turned out to be an equally enjoyable experience. I made lots of friends and generally enjoyed the community it provided to me, especially as someone who lived off campus and had to comm…

Reddit Travel 184 2023-08-20

Is it fauxpa to cut a $10,000 rug smaller to fit in new house

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Is it fauxpa to cut a $10,000 rug smaller to fit in new house I bought a rug for around $10,000 5 years ago… now I just buy on Rugs USA… because you can interchange them or donate them etc. But this rug I’ve had is in perfect condition and I can’t accept getting rid of it or selling it for such a low price but I need it to fit in my smaller home. Would it be terrible if I had it cut to fit? I also don’t w…

Reddit Interior Design 187 2023-08-20

The Best Ways to Invest (or Spend) $10,000

( lifehacker.com )

The Best Ways to Invest (or Spend) $10,000 Most of us don’t have $10,000 burning a hole in our pockets. Naturally, if you have this sum laying around, your first response should be to pay off any outstanding debt. It’s the most risk-free, straightforward use of your funds. It’s also a good idea to pad out your emergency “rainy day” fund. Read more…

Lifehacker 167 2023-08-18